Insurance - General Awareness Questions - 1

Insurance – General Awareness Questions - 1

1.           -------bits equal one byte
(a)    Eight      (Ans)
(b)    Two
(c)    One thousand
(d)    One million

2.           ------- controls the way in which the computer, responsible for processing data
(a)    The platform
(b)    The operating system      (Ans)
(c)    Application software
(d)    The motherboard

3.       The ---- also called the "brains" of the computer, is responsible for processing data
(a)    Motherboard
(b)    Memory
(c)    RAM
(d)    Central processing Unit (CPU)      (Ans)

4.       The operation system is the most common type of -----software
(a)    Communication
(b)    Application
(c)    System       (Ans)
(d)    Word –processing

5.       When you quickly press and re-lease the left mouse button, twice, you are -------
(a)    Primary - Clicking
(b)    Pointing
(c)    Double -clicking      (Ans)
(d)    Secondary – clicking

6.       The horizontal and vertical lines on a worksheet are called ------
(a)    Cells
(b)    Sheets
(c)    black lines
(d)    gridlines      (Ans)

7.       To delete an incorrect character in a document, -------- to erase to the right of the insertion point
(a)    Press the left mouse key  
(b)    double-click the right mouse key
(c)    press the BACKSPACE key
(d)    press the delete key      (Ans)

8.       The 'Hollerith' code is used with :
(a)    Magnetic tape
(b)    Punched card      (Ans)
(c)    Floppy disk
(d)    Paper tape

9.       Volatile memory means:
(a)    Fixed memory
(b)    Can make changes
(c)    Content will lose if power fails      (Ans)
(d)    Cannot be erased

10.    A 'T State' means:
(a)    Portion of operation in a cycle      (Ans)
(b)   Total time to execute an instruction
(c)    Time to complete one machine cycle
(d)    Operations performed for an instruction

11.   Diamond is harder than graphite because
(a)    its tetrahedral structure
(b)    Difference in layers of atoms
(c)    Difference of crystalline structure      (Ans)
(d)    Being dried in the sun

12.   A foreign particle that stimulates the formation of antibodies is called a/an
(a)    Receptor
(b)    Histone
(c)    Antibiotic
(d)    Antigen      (Ans)

13.   The function of the tongue in snakes is to ---- the food.
(a)    Detect
(b)    Smell      (Ans)
(c)    Catch
(d)    Taste

14.   An enzyme that work in an acidic medium is
(a)    Maltose
(b)    Trypsin
(c)    Pepsin      (Ans)
(d)    ptyalin

15.   How many pairs of salivate glands does the human body have?
(a)    8
(b)    6
(c)    5
(d)    3      (Ans)

16.   Wilson's disease is caused by an excess in the human body of
(a)    Cobalt
(b)    Copper      (Ans)
(c)     Iron
(d)    Sodium

17.   The specific test for the detection of tuberculosis is the -----test.
(a)    Kahn's
(b)    Widal's
(c)    Robert's
(d)   Monteux’s      (Ans)

18.   Mirage is an optical illusion caused by
(a)    Reflection
(b)    Refraction
(c)    Total internal reflection      (Ans)
(d)    Scattering

19.   Which of the following regulates the amount of light entering the eye by adjusting the size of the pupil?
(a)    Ciliary muscles
(b)    Retina
(c)    Iris      (Ans)
(d)    none of these

20.    In a dry cell, the depolarizer is
(a)    MnO₂          (Ans)
(b)   NH₄CL
(c)    ZnCL₂
(d)    none of these

WIPRO - Verbal - 3

WIPRO – Verbal - 3

Read the following Passage and select the best answer for questions (1-4) among the given choices:

Routines are the unreturned algorithms followed by each one of us, every day in life. Routine is a chain of events, which never changes the order once it is prioritized. Following the routine is a schedule of events. For a student it would it be assignments, attending schools, coaching classes or doing a Project. For the business man, schedule is restricted to attend meetings, presentations and entertaining new Prospective clients.

Sometimes life begins so hectic that you feel as if you are the only person who is working harder than all others. Such type of thoughts comes to us due to thinking about ourselves. Others may be facing the same shade of destiny as you, but you think they are luckier than you. Yes, the grass on the other side is always greener and fresher.

Maintaining your cool, at times of difficulty and in spite of hectic-schedules is the key to a bright career and success in life. Because, unless we ourselves change the pace with the change in times and keep ourselves abreast of the latest time table of our organizer, we will lag behind.

The more the things one has to do or one is into, the more is his involvement in a mental, physical or social way into these things. Due to this his own personal problems are out of sight because, all the time his mind is thinking of completing the task on hand and problems which are out of sight are out of mind.

Each thing that we do adds to our personality. It shapes our thinking and makes us more organized, experienced, knowledgeable and creative. The time and effort that we put in every day into tasks is the brick and mortar of our future life. So friends, it is always better to be busy rather then idle. Hasn’t everyone heard that an idle mind is the devils work shop? Behind every successful man is a devotedly followed schedule.

1)      The author of the passage is of the opinion that
a)      The world is merciless to a few persons
b)      Behind every successful man there is a woman
c)      All other people seem to be luckier than the author
d)      We must keep cool even in difficult times

Ans: (d)

2)     What is the general observation about human nature that the writer makes?
a)      People generally hate to be tied to a schedule or routine
b)      People generally feel that they can progress by following a schedule
c)      People feel that they alone are overburdened and being treated crudely
d)      People follow routines happily because they require less effort.

Ans: (c)

3)      According to the above passage, we must
a)      Not involve ourselves too much in the work that we do
b)      Avoid keeping hectic schedules because they must harm our body.
c)      Be loathing to put time and sweat into our bodies.
d)      Run neck and neck with God’s timetable less we lag behind.

Ans: (d)

4)      The result of many things we do results in-
a)      Enhancing our personality
b)      Bettering our organizational and creative ability
c)      Giving us knowledge and experience
d)      All the above

Ans: (d)

5)      From the following sets of words, choose the word correctly spelt
a)      Accomodate
b)      Acommodate
c)      Accommodate
d)      Acoommodate

 Ans: (c)

6)      Select the option that gives the correct meaning of the given idiomatic expression or phrase 

          “ A rising star “
a)      A star that rises the highest in the sky
b)      A star which shines the most.
c)      A person coming into prominence
d)      A star that appears only once in a month.

Ans: (c)

7)      Select among the given choices the word or phrase for each blank that best fits the meaning of the sentence as a whole.  

The recent nuclear threat is the ________________of 12 years of terrorist attacks, which have inflicted on us more casualties both military and civilian than Iraq did on Kuwait
a)      Culmination
b)      Reflection
c)      Dogma
d)      Defiance

Ans: (a)

  

8)      Given below are sentences which when arranged logically forming a coherent passage? Choose the given option which gives the correct sequence.
a)      The alternative was a blitz by the health workers to popularize preventive measures.
b)      The information was considered inadequate.
c)      People have been reading about AIDS in the mass media
d)      Nobody is sure as to how effective this would be.
e)      People were also not being influenced enough to take preventive measures.
A)    cbade
B)    abcde
C)    bacde
D)    cdabe

Ans: (A)

9)  Chose the lettered pair that express a relationship most similar to the relationship expressed in the capitalized pair HOBBLE ::WALK
a)      Gallop ::Run
b)      Stammer::Speak
c)      Stumble::Fall
d)      Sniff::Smell  

Ans: (b)

10)  Select among the given choices the word or phrase for each blank that best fits the meaning of the sentence as a whole.  

While there is hope in the one-day game, where Indian team has at last cast aside the chain of________________thought, there is a very long journey to make in Test cricket
a)      Delinquent
b)      Delirious
c)      Decadent
d)      Disruptive

Ans: (d)

11)  Select among the given choices the word or phrase to replace the underlined phrase in the following sentence.

Our departure from this place from now depends on they coming here.
a)      Depends on them coming here
b)      Depends on their coming here
c)      Depend on their’s coming here
d)      Depends on their’s coming here

Ans: (b)

12)   Choose the lettered pair that express relationship most similar to the relationship expressed in the capitalized pair.   FRAYED::FABRIC
a)      Thawed::Ice
b)      Renovated::Building
c)      Frazzled::Nerves
d)      Watered::Lawn

Ans: (a)

13)  Select the option that gives the correct meaning of the given idiomatic expression or phrase

“ To wash one’s hand off “
a)      To wash one’s hand with water
b)      To wash one’s hand with soap
c)      To disclaim the entire responsibility
d)      To put one’s firm in trouble

Ans: (c)

14)  Given below are sentences which when arranged logically from a coherent passage. Choose the     given option which gives the correct sequence.
a)      What is amazing is that rescinding of decisions does not seem to be one bit embarrass the   government.
b)      “Rollback “appears to have now become an institutionalized decision making process of the government
c)      This is certainly suggested by the frequency of prices and subsidies are announced and then the status quo restored in part or in full.
d)       It has well and truly forms an integral part of the functioning of the government.
e)      Even the word, “Rollback “, has become a permanent entry lexicon of political discourse.
A)    abcde
B)    bcade
C)    bcdae
D)    ebdca  

Ans: (B)

General Awareness Questions for Bank Exams - 2

General Awareness Questions for Bank Exams - 2

1.       From the given options (a) to (e), please find out the one which is not an objective of a central Bank of a country?
(a)The central Bank of a country aims at profit
(b)The central bank is given powers to control and regulate the working of the commercial banks
(c)Central Bank generally is a organ of the government and run by government officials
(d)Central Bank generally controls the credit
(e)Central bank is generally banker of the government

Ans: (a)

2.       From the given options, bring out the one which is not a function / power of Reserve Bank of India:
(a)To assume the responsibility of meeting directly or indirectly all reasonable demands for accommodation
(b)To hold cash reserves of the commercial banks and make available financial accommodation to them
(c)To enjoy monopoly of the note issue
(d)To assume responsibility of all banking operations of the government
(e)To assume the responsibility of statistical analysis of data related to macro economy of India

Ans: (a)

3.    Many a times we read in the newspapers about margin requirements. From the given options, find out the one which correctly indicates margin requirements:
(a) Margin requirements aim at the regulation of the volume of credit as well as flow of the credit
(b) Margin requirements imply that every bank has to keep certain minimum cash reserves with the reserve bank of India
(c) Margin requirements imply that every bank has to keep certain proportion of its total deposits in the form of cash with it self
(d) Margin requirements imply that RBI has certain rate at which it discounts the bills of exchange of the commercial bank
(e) Margin requirements imply to a cushion against the decline in the value of the security-Ans: (e)

4.       What will be the impact on the cash reserves of commercial banks if RBI conducts a sale of securities?
(a)Increase
(b)Decrease
(c)Remain constant
(d)Increase or decrease
(e)Increase if the securities are sold in open market operations

Ans: (b)

5.       Which among the following is a major qualitative control measure in India?
(a)Bank Rate Policy
(b)Open market Operations
(c)ways and means advances
(d)Reserve Ratio Requirements
(e)Margin Requirements

Ans: (e)

6.       Many a times we read in the financial newspapers that Reserve bank of India is "Lender of Last Resort (LOLR) " In India. Which among the following statement gives the most correct definition of "Lender of Last Resort"?
(a) If a person or firm which is eligible to get a loan, does not get it from any commercial bank, may approach to Reserve Bank of India for loan.
(b) If the state governments are in crisis and need money for short term, they can approach RBI for this purpose
(c) If a commercial bank is in crisis, it may place its reasonable demand for accommodation to Reserve Bank of India
(d)A scheduled commercial bank meets all of its demands in all weathers from Reserve bank of India
(e)Whenever the government declares a debt relief, the RBI will have to bear the brunt of it.
Ans: (c)

7.       (The figures in this questions are imaginary). We suppose that Cash Reserve Ratio in country's economy is 10%. The banking system wish a cash deposits of Rs. 1000 Crore, creates total deposits of Rs. 10,000 Crores. The reserve Bank wishes that bank should create more deposits. Which among the following step will be taken by the Reserve Bank?
(a) It will lower the Cash Reserve Ratio
(b) It will raise the Cash Reserve Ratio
(c)  It will increase the margin Requirements
(d) It will start selling Government securities
(e) It will start rationing of credit

Ans: (a)

      8.      Many a times we read in the newspapers that RBI takes certain steps to curb the menace of Inflation. In this context, which among the following will not help RBI in controlling the inflation in the country?
(a) An increase in the Bank Rate
(b) An increase in the Reserve Ratio Requirements
(c) A purchase of securities in the open market

(d) Rationing of the credit
(e) Increasing the Repo Rate

                Ans: (c)

9.       We suppose that Reserve Bank of India would like to increase the cash Reserves of the commercial Banks. Which among the following would be most appropriate action of the RBI to achieve this aim?
(a) RBI would release gold from its reserves
(b) RBI would raise the reserve ratio
(c) RBI would buy the bonds in the open market-Answer
(d) RBI will stop the transactions which involve the bills of exchange
(e) RBI will put more reserves in the International Monetary Fund

Ans: (c)

10.   Which among the following is a incorrect statement:
(a) The Reserve Bank of India has the special powers to control and regulate the commercial banking system
(b) A rise in the bank rate is a strong anti-deflationary monetary tool
(c) Minimum Reserve Requirements are fixed to ensure the liquidity and solvency of individual commercial banks
(d)Reserve Ratio Requirement is a quicker method than bank rate and OMO (Open Market Operations) in general credit regulations
(e)Rationing of credit is a powerful qualitative monetary tool

Ans: (b)

11.   Since which year, Reserve bank of India is using the Selective Credit Control measures to control the amount of bank advances against the commodities having limited supply ?
(a)1949
(b)1956
(c)1969
(d)1973
(e)1982

Ans: (b)

12.   The "Service area Approach" was a strategy launched to improve which of the following?
(a) Micro, Small and medium Enterprising
(b) Unorganized Sector
(c) Rural lending
(d) Urban Industrial Lending
(e) (a) & (b)

Ans: (c)

13.   Which among the following bank / banks in India have set up the Financial Literacy & Credit Counseling centers?
(a) RBI
(b) Scheduled Commercial banks
(c) Foreign Banks working in India
(d) Regional Rural Banks
(e) All of above

Ans: (b)

14.   Which of the following imaginary circumstances, the Reserve bank of India will opt to sell Government securities in the open market?
(a) When the Foreign funds inflow is meek
(b) When there is enormous Foreign Funds Inflow in the Indian Economy
(c) When banks have low liquidity and need liquidity
(d) When Government of India asks the RBI to sell securities
(e) None of the above

Ans: (b)

15.   Which among the following is correct full form of CAS in context with banking markets in India?
(a) Cash Authorization Scheme
(b) Credit Authorization Scheme
(c) Credit Access System
(d) Credit Arrangement System
(e) Cash Accreditation Scheme

Ans: (b)

English - Verbal - 8

English – Verbal - 8

Read the following passages and then answer the questions that follow:

The martyrs, who laid down their lives for the freedom of the country, had a lofty vision of the future. They wanted the nation to be free from all the slavery and bondage. They wanted an India in which all the communities would live in perfect harmony and in which there would be no high class and low class of people, the curse of untouchability having been wiped out completely. Women would enjoy equal rights with men and contribute their fullest to the making of a great nation. Such a vision was in keeping with the ancient glory of the country renowned for its splendid achievements in literature, art and culture.

We must now revitalise this ancient culture of ours with tolerance as its masthead. If we forget or cease to take pride in our noble heritage, we shall have to face severe indictment in the court of history which is a ruthless judge and seldom spares the erring people.

1.       The martyrs who died for the freedom of India wanted:

(a)    The country to be the strongest nation in the world

(b)   The country to rule over the other nations

(c)    The country to be free from slavery

(d)   The people to give up their antiquated customs

2.        These martyrs wanted that:

(a)    There should be reservation in jobs for the backward sections of the community

(b)    There should be perfect communal peace and love in the country

(c)    The old caste system should be retained in the future

(d)   The women should look after their families only

3.       We must strive with our total commitment to:

(a)    Defeat and overcome the enemies of the nation

(b)   Revitalise our rich past culture

(c)    Inject scientific temper into our past culture

(d)   Make scientific advancements

4.       Our freedom fighters envisioned that in free India:

(a)    There would be an egalitarian society

(b)   Women would enjoy higher privileges and rights than others

(c)    The country would be taken forward by some selected classes of the society

(d)   Industrialisation should occupy the top priority

In Asia and much of the Third World, trees are still destroyed in the old fashioned way: they are cut down for fuel and crop land. In Europe, there is new and potentially more deadly culprit. The Germans call it ‘Waldsterben’, the dying forest syndrome.  But the disease is far more than a German phenomenon. Since it was first observed by German scientists in the autumn of 1980, the mysterious malady has raced across Europe, blighting woods in countries as far apart as Sweden and Italy.   

Explanations for the epidemic range from a cyclic change in the environment to a baffling form of tree cancer. But the most convincing evidence points to air pollution. Indeed, saving the rapidly deteriorating forests of Europe would probably require a two pronged strategy: an offensive campaign that includes the breeding of pollution – immune trees and a defensive scheme that calls for reduction in toxic emissions. But, both will require more money than is currently being spent on such measures, as well as total commitment to protecting the environment.

5.       According to the passage, which one of the following statements is correct?

(a)    There is less damage in Asia than in Europe

(b)   More forests are dying in Germany than anywhere else in Europe

(c)    A cyclic change in environment is responsible for deforestation

(d)   Air pollution is the main culprit of destroying European forests

6.       Saving the trees of European forests:

(a)    Should not be difficult because of the advances in experimental research

(b)   Appears to be a hopeless task and therefore pointless to undertake

(c)    Requires a much bigger budget

(d)   Demands vigilance and punitive measures against those who cut down the trees

7.       The dying forest syndrome is a disease that :

(a)    Is peculiar to the forests of Asia

(b)   Has spread rapidly over the forests of Europe

(c)    Is confined to the forests of Germany

(d)   Has affected forests all over the world

8.       The writer suggests that:

(a)    It is no longer possible to grow trees in industrialized areas

(b)   Pollution-immune trees will absorb toxic emissions

(c)    All pollution prone trees should be destroyed

(d)   It is not possible to grow trees that remain unaffected by pollution

9.       The writer’s approach toward the problem of forest devastation is one of:

(a)    Tolerance

(b)   Indifference

(c)    Well thought out strategy

(d)   Despondency

In the following questions, a part of the same is underlined and three possible alternates to substitute the underlined portion are given. Identify the one that is best among the three. If none of the choices fits in as the best then your answer would be (d) representing ‘no improvement’

10.   The Union Finance Minister has said that fresh recruitment will be restricted to one-third of the vacancies that arise in the government jobs:

(a)    Rise                (b) raise               (c) arouse            (d) No improvement

11.   Our armed forces are superior to  those of any other country in the world

(a)    Superior than            (b) superior from             (c) superior over              (d) No improvement

12.   He secured the first position in a hundred metres race:

(a)    A hundred metre race           (b) hundred metres race             

(c) one hundred metres race      (d) No Improvement

13.   Working in the slums brought her in against the realities of poverty:

(a)    Brought her forward              (b) brought her up          (c) brought her on         (d) No improvement

14.   I hope it’s not imposing on your hospitality, but could I stay to dinner?

(a)    Stay over     (b) stay up to     (c) stay at            (d) No improvement

15.   I have dreamt all my life for owning a beautiful maroon coloured car:

(a)    Of owning   (b) to owning     (c) at owning      (d) No improvement

Answers: 

1.       (c)           2.  (b)      3.  (b)       4.  (a)       5.  (d)             6.  (c)       7.  (b)         8.  (b)

9.    (c)           10.  (d)      11.  (d)      12.  (a)          13.  (b)       14.  (d)          15.  (a)