Infosys - Verbal Ability - 7

Infosys – Verbal Ability – 7

Directions (Questions 1- 8): Pick out the most effective word(s) from the given words to fill in the blank to make the sentence meaningfully complete.

1.       Catching the earlier train will give us the ...... to do some shopping.
A. chance
B. luck
C. possibility
D. occasion
Ans: A

2.            Many of the advances of civilization have been conceived by young people just on the ...... of adulthood

A. boundary
B. threshold
C. peak
D. horizon
Ans: B

3.            If I take a state roadways bus, I'll get late...?

A. isn't it
B. won't I
C. will I
D. s it
Ans: B

4.            The paths of glory lead ...... to the grave.
A. straight
B. but
C. in
D. directly
Ans: B

5.            Wheat ...... carbohydrates, vitamins, proteins, and dietary fiber in our daily diet.
A. has
B. gives
C. yields
D. provides
Ans: C

6.            ...... all intents and purposes, the manager is the master of the firm.
A. in       B. upon                                C. with                  D.to

Ans: D

7.            He ...... in wearing the old fashioned coat in spite of his wife's disapproval.
A. insists
B. persist
C. desists
D. resists
Ans: B

8.            We shall not to be able to use your ability in court unless we can find someone to ......  statements.
A. corroborates
B. avouch
C. verifies
D. approve
Ans: A

Directions (Questions 9 - 14): Each of the following questions contains a small paragraph followed by a question on it. Read each paragraph carefully and answer the question given below it.

Due to enormous profits involved in smuggling, hundreds of persons have been attracted towards this anti-national activity. Some of them became millionaires overnight. India has a vast coastline both on the Eastern and Western Coast. It has been a heaven for smugglers who have been carrying on their activities with great impunity. There is no doubt, that from time to time certain seizures were made by the enforcement authorities, during raids and ambush but even allowing these losses the smugglers made huge profits.

9.            The passage best supports the statement that

A. Smuggling hampers the economic development of a nation.
B. Smuggling ought to be curbed.
C. Authorities are taking strict measures to curb smuggling.
D. Smuggling is fast increasing in our country owing to the quick profit it entails.
Ans: D

Industrial exhibitions play a major role in a country's economy. Such exhibitions, now regularly held in Delhi, enable us to measure the extent of our own less advanced industrial progress and the mighty industrial power and progress of countries like the U.K., U.S.A. and Russia whose pavilions are the centers of the greatest attention and attractions.

10.          The passage best supports the statement that industrial exhibitions

A. Greatly tax the poor economies.
B. Are more useful for the developed countries like U.S.A. whose products stand out superior to those of the developing countries.
C. Are not of much use to the countries that is industrially backward.
D. Boost up production qualitatively and quantitatively by analytical comparison of a country's products with those of the developed countries.
Ans: D

It is up to our government and planners to devise ways and means for the mobilization of about ten crore workers whose families total up about forty crore men, women and children. Our agriculture is over-manned. A lesser number of agriculturists would mean more purchasing or spending power to every agriculturist. This will result in the shortage of man-power for many commodities to be produced for which there will be a new demand from a prosperous agrarian class. This shortage will be removed by surplus man-power released from agriculture as suggested above.

11.          The passage best supports the statement that:
A. Employment in production is more fruitful than employment in agriculture.
B. Indian economy is in a poor shape basically due to improper mobilization of man-power.
C. A shift of labour from agricultural sector to the industrial sector would uplift the living standard.
D. The industrial sector is labour-deficient while the agricultural sector is over-manned in our country.
Ans: B

The only true education comes through the stimulation of the child's powers by the demands of the social situations in which he finds himself. Through these demands he is stimulated to act as a member of a unity, to emerge from his original narrowness of action and feeling, and to conceive him from the standpoint of the welfare of the group to which he belongs.

12.          The passage best supports the statement that real education
A. Will take place if the children imbibe action and feeling.
B. Will take place if the children are physically strong.
C. Is not provided in our schools today.
D. Comes through the interaction with social situations
Ans: D

                The virtue of art does not allow the work to be interfered with or immediately ruled by anything other than itself. It insists that it alone shall touch the work in order to bring it into being. Art requires that nothing shall attain the work except through art itself.

13.          This passage best supports the statement that:
A. Art is governed by external rules and conditions.
B. Art is for the sake of art and life.
C. Art is for the sake of art alone.
D. Artist realizes his dreams through his artistic creation.

Ans: C

The attainment of individual and organizational goals is mutually interdependent and linked      by a common denominator - employee work motivation. Organizational members are motivated to satisfy their personal goals, and they contribute their efforts to the attainment of organizational objectives as means of achieving these personal goals.

14.          The passage best supports the statement that motivation -
A. Encourages an individual to give priority to personal goals over organizational goals.
B. Is crucial for the survival of an individual and organization.
C. Is the product of an individual's physical and mental energy?
D. Is the external force which induces an individual to contribute his efforts?

Ans: A

ICICI Bank - Computer Awareness - 2

ICICI Bank – Computer Awareness - 2

Note: As I am not technically qualified I would advise the readers to check the answers for their correctness.

1.       What is done for a Push operation? 
Ans:  SP is decremented and then the value is stored.

2.       Binary equivalent of 52 
Ans:  110100

3.       Hexadecimal equivalent of 3452?

 Ans: 72A

4.       Explain Just In Time Concept? 
Ans:  Elimination of waste by purchasing manufacturing exactly when needed

5.       A good way of unit testing s/w program is 
Ans: . User test

6.       OOT uses 
Ans: . Encapsulated of detect methods

7.       EDI useful in 
Ans:  Electronic Transmission

8.       MRPII different from MRP 
Ans:  Modular version of man redundant initials

9.       Hard disk time for R/W head to move to correct sector 
Ans:  Latency Time

10.   The percentage of times a page number bound in associate register is called
Ans:  Bit ratio

11.   Expand MODEM 
Ans:  Modulator and Demodulator

12.   RDBMS file system can be defined as 
Ans:  Interrelated

13.   Super Key is
Ans:  Primary key and Attribute

14.   In the command scanf, h is used for 
Ans:  Short int

15.   A process is defined as
Ans:  Program in execution

16.   A thread is 

Ans:  Detachable unit of executable code)

17.   What is meant by polymorphism?
Ans:  Redefinition of a base class method in a derived class

18.   What is the essential feature of inheritance?
Ans:  All properties of existing class are derived

19.   What does the protocol FTP do?

Ans:  Transfer a file b/w stations with user authentication

20.   In the transport layer ,TCP is what type of protocol 
Ans:  Connection oriented

21.   Why is a gateway used 
Ans:  To connect incompatible networks

22.   How is linked list implemented 
Ans:  By referential structures

23.   What is a semaphore 
Ans:  A method synchronization of multiple processes

24.   What is the precedence order from high to low ,of the symbols ( ) ++ / 
Ans:  ( ) , ++, /

25.   Preorder of A*(B+C)/D-G 
Ans:  *+ABC/-DG

26.   What is the efficiency of merge sort 
Ans:   O(n log n)

27.   In which layer are routers used
Ans:  In network layer

28.   Which of the following sorting algorithm has average sorting behaviour –Bubble sort, merge sort, heap sort, exchange sort 
Ans:   Heap sort

29.   In binary search tree which traversal is used for getting ascending order values–In-order ,post order, pre-order 
Ans:  In-order

30.   What are device drivers used for? 
Ans: .To provide software for enabling the hardware

ICICI Bank - English Verbal

ICICI Bank – English Verbal

Questions 1-7 are incomplete sentences. Beneath each sentence you will see four words or phrases, marked (A), (B), (C) and (D). Choose the one word or phrase that best completes the sentence.

1. After the funeral, the residents of the apartment building __________

a. sent faithfully flowers all weeks to the cemetery.

b. sent to the cemetery each week flowers faithfully.

c. sent flowers faithfully to the cemetery each week.

d. sent each week faithfully to the cemetery flowers.

Ans: c

2. Because the first pair of pants did not fit properly, he asked for ________

a. another pants

b. others pants

c. the others ones

d. another pair

Ans: d

3. The committee has met and _________

a. they have reached a decision

b. it has formulated themselves some opinions

c. its decision was reached at

d. it has reached a decision

Ans: d

4. Alfred Adams has not ________

a. lived loneliness in times previous

b. never before lived sole

c. ever lived alone before

d. before lived without the company of his friends

Ans: c

5. John’s score on the test is the highest in the class; ___________

a. he should study last night

b. he should have studied last night

c. he must have studied last night

d. he must had to study last night

Ans: c

6. Henry will not be able to attend the meeting tonight because _________

a. he must to teach a class

b. he will be teaching a class

c. of he will teach a class

d. he will have teaching a class

Ans: b

7. Having been served lunch, __________

a. the problem was discussed by the members of the committee

b. the committee members discussed the problem

c. it was discussed by the committee members the problem

d. a discussion of the problem was made by the members of the committee

Ans: b

II. Phrases: Part II [1 x 7 = 7 Marks]

In question 8-14, each sentence has four underlined words or phrases. The four underlined parts of the sentence are marked (A), (B), (C), and (D). Identify the one underlined word or phrase that must be changed in order for the sentence to be correct.

8. The main office of the factory can be found in Maple Street in New York City.

a. the main

b. be found

c. in

d. in

Ans: b  (be located)

9. Because there are less members present tonight than there were last night, we must wait until the next meeting to vote.

a. less

b. than

c. were

d. to vote

Ans: d  (to elect)

10. David is particularly fond of cooking, and he often cooks really delicious meals.

a. particularly

b. fond of

c. often cooks

d. really

Ans: a  (very)

11. The progress made in space travel for the early 1960s is remarkable.

a. progress

b. made

c. in space

d. for

Ans: d  (in or during)

12. Sandra has not rarely missed a play or concert since she was seventeen years old.

a. not rarely

b. a play

c. since

d. was seventeen years old

Ans: a  (rarely)

13. The governor has not decided how to deal with the new problems already.

a. The

b. has

c. how to deal with

d. already

Ans: d  (yet)

14. There was a very interesting news on the radio this morning about the earthquake in Italy.

a. there was

b. a

c. on the

d. about

Ans: d  (on)

III .Relationships: Part III [1 x 6 = 6 Marks]

In question 15-20, the given pair of words contains a specific relationship to each other. Select the best pair of choices which expresses the same relationship as the given.

15. PROCRASTINATOR : DELAY ::

a. flatterer : undermine

b. genius : creativity

c. tyrant : influence

d. general : salute

Ans: b

16. APIARY : BEE ::

a. mountain : skier

b. airport : flight

c. schedule : event

d. stable : horse

Ans: d

17. OVATION : APPLAUSE ::

a. grief : loss

b. rout : defeat

c. triumph : failure

d. pathway : ruin

Ans: b

18. DOLPHIN : FLIPPER ::

a. insect : antenna

b. burglar : mask

c. gull : wing

d. plane : radar

Ans: c

19. WATERTIGHT : MOISTURE ::

a. hermetic : air

b. combatant : strife

c. somnolent : boredom

d. ocean : shore

Ans: a

20. PLAYWRIGHT : SCRIPT ::

a. composer : score

b. physician : diagnosis

c. verse : poet

d. king : parliament

Ans: a

IV Opposite: Part IV [1 x 5 = 5 Marks]

In question 21-25, choose the best word, which is most opposite in the meaning to the given word.

21. LUCID

a. underlying

b. complex

c. luxurious

d. tight

Ans: b

22. LATITUDE

a. frenzy

b. attitude

c. altitude

d. restriction

Ans: d

23. GRATUITOUS

a. Noticeable

b. Useful

c. Needful

d. Original

Ans: b

24. MERITORIOUS

a. Simple

b. Inferior

c. Unrewarding

d. Young

Ans: b

25. VOUCHSAFE

a. steal

b. postpone

c. refuse

d. injure

Ans: c

Insurance - General Awareness Questions - 1

Insurance – General Awareness Questions - 1

1.           -------bits equal one byte
(a)    Eight      (Ans)
(b)    Two
(c)    One thousand
(d)    One million

2.           ------- controls the way in which the computer, responsible for processing data
(a)    The platform
(b)    The operating system      (Ans)
(c)    Application software
(d)    The motherboard

3.       The ---- also called the "brains" of the computer, is responsible for processing data
(a)    Motherboard
(b)    Memory
(c)    RAM
(d)    Central processing Unit (CPU)      (Ans)

4.       The operation system is the most common type of -----software
(a)    Communication
(b)    Application
(c)    System       (Ans)
(d)    Word –processing

5.       When you quickly press and re-lease the left mouse button, twice, you are -------
(a)    Primary - Clicking
(b)    Pointing
(c)    Double -clicking      (Ans)
(d)    Secondary – clicking

6.       The horizontal and vertical lines on a worksheet are called ------
(a)    Cells
(b)    Sheets
(c)    black lines
(d)    gridlines      (Ans)

7.       To delete an incorrect character in a document, -------- to erase to the right of the insertion point
(a)    Press the left mouse key  
(b)    double-click the right mouse key
(c)    press the BACKSPACE key
(d)    press the delete key      (Ans)

8.       The 'Hollerith' code is used with :
(a)    Magnetic tape
(b)    Punched card      (Ans)
(c)    Floppy disk
(d)    Paper tape

9.       Volatile memory means:
(a)    Fixed memory
(b)    Can make changes
(c)    Content will lose if power fails      (Ans)
(d)    Cannot be erased

10.    A 'T State' means:
(a)    Portion of operation in a cycle      (Ans)
(b)   Total time to execute an instruction
(c)    Time to complete one machine cycle
(d)    Operations performed for an instruction

11.   Diamond is harder than graphite because
(a)    its tetrahedral structure
(b)    Difference in layers of atoms
(c)    Difference of crystalline structure      (Ans)
(d)    Being dried in the sun

12.   A foreign particle that stimulates the formation of antibodies is called a/an
(a)    Receptor
(b)    Histone
(c)    Antibiotic
(d)    Antigen      (Ans)

13.   The function of the tongue in snakes is to ---- the food.
(a)    Detect
(b)    Smell      (Ans)
(c)    Catch
(d)    Taste

14.   An enzyme that work in an acidic medium is
(a)    Maltose
(b)    Trypsin
(c)    Pepsin      (Ans)
(d)    ptyalin

15.   How many pairs of salivate glands does the human body have?
(a)    8
(b)    6
(c)    5
(d)    3      (Ans)

16.   Wilson's disease is caused by an excess in the human body of
(a)    Cobalt
(b)    Copper      (Ans)
(c)     Iron
(d)    Sodium

17.   The specific test for the detection of tuberculosis is the -----test.
(a)    Kahn's
(b)    Widal's
(c)    Robert's
(d)   Monteux’s      (Ans)

18.   Mirage is an optical illusion caused by
(a)    Reflection
(b)    Refraction
(c)    Total internal reflection      (Ans)
(d)    Scattering

19.   Which of the following regulates the amount of light entering the eye by adjusting the size of the pupil?
(a)    Ciliary muscles
(b)    Retina
(c)    Iris      (Ans)
(d)    none of these

20.    In a dry cell, the depolarizer is
(a)    MnO₂          (Ans)
(b)   NH₄CL
(c)    ZnCL₂
(d)    none of these

WIPRO - Verbal - 3

WIPRO – Verbal - 3

Read the following Passage and select the best answer for questions (1-4) among the given choices:

Routines are the unreturned algorithms followed by each one of us, every day in life. Routine is a chain of events, which never changes the order once it is prioritized. Following the routine is a schedule of events. For a student it would it be assignments, attending schools, coaching classes or doing a Project. For the business man, schedule is restricted to attend meetings, presentations and entertaining new Prospective clients.

Sometimes life begins so hectic that you feel as if you are the only person who is working harder than all others. Such type of thoughts comes to us due to thinking about ourselves. Others may be facing the same shade of destiny as you, but you think they are luckier than you. Yes, the grass on the other side is always greener and fresher.

Maintaining your cool, at times of difficulty and in spite of hectic-schedules is the key to a bright career and success in life. Because, unless we ourselves change the pace with the change in times and keep ourselves abreast of the latest time table of our organizer, we will lag behind.

The more the things one has to do or one is into, the more is his involvement in a mental, physical or social way into these things. Due to this his own personal problems are out of sight because, all the time his mind is thinking of completing the task on hand and problems which are out of sight are out of mind.

Each thing that we do adds to our personality. It shapes our thinking and makes us more organized, experienced, knowledgeable and creative. The time and effort that we put in every day into tasks is the brick and mortar of our future life. So friends, it is always better to be busy rather then idle. Hasn’t everyone heard that an idle mind is the devils work shop? Behind every successful man is a devotedly followed schedule.

1)      The author of the passage is of the opinion that
a)      The world is merciless to a few persons
b)      Behind every successful man there is a woman
c)      All other people seem to be luckier than the author
d)      We must keep cool even in difficult times

Ans: (d)

2)     What is the general observation about human nature that the writer makes?
a)      People generally hate to be tied to a schedule or routine
b)      People generally feel that they can progress by following a schedule
c)      People feel that they alone are overburdened and being treated crudely
d)      People follow routines happily because they require less effort.

Ans: (c)

3)      According to the above passage, we must
a)      Not involve ourselves too much in the work that we do
b)      Avoid keeping hectic schedules because they must harm our body.
c)      Be loathing to put time and sweat into our bodies.
d)      Run neck and neck with God’s timetable less we lag behind.

Ans: (d)

4)      The result of many things we do results in-
a)      Enhancing our personality
b)      Bettering our organizational and creative ability
c)      Giving us knowledge and experience
d)      All the above

Ans: (d)

5)      From the following sets of words, choose the word correctly spelt
a)      Accomodate
b)      Acommodate
c)      Accommodate
d)      Acoommodate

 Ans: (c)

6)      Select the option that gives the correct meaning of the given idiomatic expression or phrase 

          “ A rising star “
a)      A star that rises the highest in the sky
b)      A star which shines the most.
c)      A person coming into prominence
d)      A star that appears only once in a month.

Ans: (c)

7)      Select among the given choices the word or phrase for each blank that best fits the meaning of the sentence as a whole.  

The recent nuclear threat is the ________________of 12 years of terrorist attacks, which have inflicted on us more casualties both military and civilian than Iraq did on Kuwait
a)      Culmination
b)      Reflection
c)      Dogma
d)      Defiance

Ans: (a)

  

8)      Given below are sentences which when arranged logically forming a coherent passage? Choose the given option which gives the correct sequence.
a)      The alternative was a blitz by the health workers to popularize preventive measures.
b)      The information was considered inadequate.
c)      People have been reading about AIDS in the mass media
d)      Nobody is sure as to how effective this would be.
e)      People were also not being influenced enough to take preventive measures.
A)    cbade
B)    abcde
C)    bacde
D)    cdabe

Ans: (A)

9)  Chose the lettered pair that express a relationship most similar to the relationship expressed in the capitalized pair HOBBLE ::WALK
a)      Gallop ::Run
b)      Stammer::Speak
c)      Stumble::Fall
d)      Sniff::Smell  

Ans: (b)

10)  Select among the given choices the word or phrase for each blank that best fits the meaning of the sentence as a whole.  

While there is hope in the one-day game, where Indian team has at last cast aside the chain of________________thought, there is a very long journey to make in Test cricket
a)      Delinquent
b)      Delirious
c)      Decadent
d)      Disruptive

Ans: (d)

11)  Select among the given choices the word or phrase to replace the underlined phrase in the following sentence.

Our departure from this place from now depends on they coming here.
a)      Depends on them coming here
b)      Depends on their coming here
c)      Depend on their’s coming here
d)      Depends on their’s coming here

Ans: (b)

12)   Choose the lettered pair that express relationship most similar to the relationship expressed in the capitalized pair.   FRAYED::FABRIC
a)      Thawed::Ice
b)      Renovated::Building
c)      Frazzled::Nerves
d)      Watered::Lawn

Ans: (a)

13)  Select the option that gives the correct meaning of the given idiomatic expression or phrase

“ To wash one’s hand off “
a)      To wash one’s hand with water
b)      To wash one’s hand with soap
c)      To disclaim the entire responsibility
d)      To put one’s firm in trouble

Ans: (c)

14)  Given below are sentences which when arranged logically from a coherent passage. Choose the     given option which gives the correct sequence.
a)      What is amazing is that rescinding of decisions does not seem to be one bit embarrass the   government.
b)      “Rollback “appears to have now become an institutionalized decision making process of the government
c)      This is certainly suggested by the frequency of prices and subsidies are announced and then the status quo restored in part or in full.
d)       It has well and truly forms an integral part of the functioning of the government.
e)      Even the word, “Rollback “, has become a permanent entry lexicon of political discourse.
A)    abcde
B)    bcade
C)    bcdae
D)    ebdca  

Ans: (B)

General Awareness Questions for Bank Exams - 2

General Awareness Questions for Bank Exams - 2

1.       From the given options (a) to (e), please find out the one which is not an objective of a central Bank of a country?
(a)The central Bank of a country aims at profit
(b)The central bank is given powers to control and regulate the working of the commercial banks
(c)Central Bank generally is a organ of the government and run by government officials
(d)Central Bank generally controls the credit
(e)Central bank is generally banker of the government

Ans: (a)

2.       From the given options, bring out the one which is not a function / power of Reserve Bank of India:
(a)To assume the responsibility of meeting directly or indirectly all reasonable demands for accommodation
(b)To hold cash reserves of the commercial banks and make available financial accommodation to them
(c)To enjoy monopoly of the note issue
(d)To assume responsibility of all banking operations of the government
(e)To assume the responsibility of statistical analysis of data related to macro economy of India

Ans: (a)

3.    Many a times we read in the newspapers about margin requirements. From the given options, find out the one which correctly indicates margin requirements:
(a) Margin requirements aim at the regulation of the volume of credit as well as flow of the credit
(b) Margin requirements imply that every bank has to keep certain minimum cash reserves with the reserve bank of India
(c) Margin requirements imply that every bank has to keep certain proportion of its total deposits in the form of cash with it self
(d) Margin requirements imply that RBI has certain rate at which it discounts the bills of exchange of the commercial bank
(e) Margin requirements imply to a cushion against the decline in the value of the security-Ans: (e)

4.       What will be the impact on the cash reserves of commercial banks if RBI conducts a sale of securities?
(a)Increase
(b)Decrease
(c)Remain constant
(d)Increase or decrease
(e)Increase if the securities are sold in open market operations

Ans: (b)

5.       Which among the following is a major qualitative control measure in India?
(a)Bank Rate Policy
(b)Open market Operations
(c)ways and means advances
(d)Reserve Ratio Requirements
(e)Margin Requirements

Ans: (e)

6.       Many a times we read in the financial newspapers that Reserve bank of India is "Lender of Last Resort (LOLR) " In India. Which among the following statement gives the most correct definition of "Lender of Last Resort"?
(a) If a person or firm which is eligible to get a loan, does not get it from any commercial bank, may approach to Reserve Bank of India for loan.
(b) If the state governments are in crisis and need money for short term, they can approach RBI for this purpose
(c) If a commercial bank is in crisis, it may place its reasonable demand for accommodation to Reserve Bank of India
(d)A scheduled commercial bank meets all of its demands in all weathers from Reserve bank of India
(e)Whenever the government declares a debt relief, the RBI will have to bear the brunt of it.
Ans: (c)

7.       (The figures in this questions are imaginary). We suppose that Cash Reserve Ratio in country's economy is 10%. The banking system wish a cash deposits of Rs. 1000 Crore, creates total deposits of Rs. 10,000 Crores. The reserve Bank wishes that bank should create more deposits. Which among the following step will be taken by the Reserve Bank?
(a) It will lower the Cash Reserve Ratio
(b) It will raise the Cash Reserve Ratio
(c)  It will increase the margin Requirements
(d) It will start selling Government securities
(e) It will start rationing of credit

Ans: (a)

      8.      Many a times we read in the newspapers that RBI takes certain steps to curb the menace of Inflation. In this context, which among the following will not help RBI in controlling the inflation in the country?
(a) An increase in the Bank Rate
(b) An increase in the Reserve Ratio Requirements
(c) A purchase of securities in the open market

(d) Rationing of the credit
(e) Increasing the Repo Rate

                Ans: (c)

9.       We suppose that Reserve Bank of India would like to increase the cash Reserves of the commercial Banks. Which among the following would be most appropriate action of the RBI to achieve this aim?
(a) RBI would release gold from its reserves
(b) RBI would raise the reserve ratio
(c) RBI would buy the bonds in the open market-Answer
(d) RBI will stop the transactions which involve the bills of exchange
(e) RBI will put more reserves in the International Monetary Fund

Ans: (c)

10.   Which among the following is a incorrect statement:
(a) The Reserve Bank of India has the special powers to control and regulate the commercial banking system
(b) A rise in the bank rate is a strong anti-deflationary monetary tool
(c) Minimum Reserve Requirements are fixed to ensure the liquidity and solvency of individual commercial banks
(d)Reserve Ratio Requirement is a quicker method than bank rate and OMO (Open Market Operations) in general credit regulations
(e)Rationing of credit is a powerful qualitative monetary tool

Ans: (b)

11.   Since which year, Reserve bank of India is using the Selective Credit Control measures to control the amount of bank advances against the commodities having limited supply ?
(a)1949
(b)1956
(c)1969
(d)1973
(e)1982

Ans: (b)

12.   The "Service area Approach" was a strategy launched to improve which of the following?
(a) Micro, Small and medium Enterprising
(b) Unorganized Sector
(c) Rural lending
(d) Urban Industrial Lending
(e) (a) & (b)

Ans: (c)

13.   Which among the following bank / banks in India have set up the Financial Literacy & Credit Counseling centers?
(a) RBI
(b) Scheduled Commercial banks
(c) Foreign Banks working in India
(d) Regional Rural Banks
(e) All of above

Ans: (b)

14.   Which of the following imaginary circumstances, the Reserve bank of India will opt to sell Government securities in the open market?
(a) When the Foreign funds inflow is meek
(b) When there is enormous Foreign Funds Inflow in the Indian Economy
(c) When banks have low liquidity and need liquidity
(d) When Government of India asks the RBI to sell securities
(e) None of the above

Ans: (b)

15.   Which among the following is correct full form of CAS in context with banking markets in India?
(a) Cash Authorization Scheme
(b) Credit Authorization Scheme
(c) Credit Access System
(d) Credit Arrangement System
(e) Cash Accreditation Scheme

Ans: (b)

English - Verbal - 8

English – Verbal - 8

Read the following passages and then answer the questions that follow:

The martyrs, who laid down their lives for the freedom of the country, had a lofty vision of the future. They wanted the nation to be free from all the slavery and bondage. They wanted an India in which all the communities would live in perfect harmony and in which there would be no high class and low class of people, the curse of untouchability having been wiped out completely. Women would enjoy equal rights with men and contribute their fullest to the making of a great nation. Such a vision was in keeping with the ancient glory of the country renowned for its splendid achievements in literature, art and culture.

We must now revitalise this ancient culture of ours with tolerance as its masthead. If we forget or cease to take pride in our noble heritage, we shall have to face severe indictment in the court of history which is a ruthless judge and seldom spares the erring people.

1.       The martyrs who died for the freedom of India wanted:

(a)    The country to be the strongest nation in the world

(b)   The country to rule over the other nations

(c)    The country to be free from slavery

(d)   The people to give up their antiquated customs

2.        These martyrs wanted that:

(a)    There should be reservation in jobs for the backward sections of the community

(b)    There should be perfect communal peace and love in the country

(c)    The old caste system should be retained in the future

(d)   The women should look after their families only

3.       We must strive with our total commitment to:

(a)    Defeat and overcome the enemies of the nation

(b)   Revitalise our rich past culture

(c)    Inject scientific temper into our past culture

(d)   Make scientific advancements

4.       Our freedom fighters envisioned that in free India:

(a)    There would be an egalitarian society

(b)   Women would enjoy higher privileges and rights than others

(c)    The country would be taken forward by some selected classes of the society

(d)   Industrialisation should occupy the top priority

In Asia and much of the Third World, trees are still destroyed in the old fashioned way: they are cut down for fuel and crop land. In Europe, there is new and potentially more deadly culprit. The Germans call it ‘Waldsterben’, the dying forest syndrome.  But the disease is far more than a German phenomenon. Since it was first observed by German scientists in the autumn of 1980, the mysterious malady has raced across Europe, blighting woods in countries as far apart as Sweden and Italy.   

Explanations for the epidemic range from a cyclic change in the environment to a baffling form of tree cancer. But the most convincing evidence points to air pollution. Indeed, saving the rapidly deteriorating forests of Europe would probably require a two pronged strategy: an offensive campaign that includes the breeding of pollution – immune trees and a defensive scheme that calls for reduction in toxic emissions. But, both will require more money than is currently being spent on such measures, as well as total commitment to protecting the environment.

5.       According to the passage, which one of the following statements is correct?

(a)    There is less damage in Asia than in Europe

(b)   More forests are dying in Germany than anywhere else in Europe

(c)    A cyclic change in environment is responsible for deforestation

(d)   Air pollution is the main culprit of destroying European forests

6.       Saving the trees of European forests:

(a)    Should not be difficult because of the advances in experimental research

(b)   Appears to be a hopeless task and therefore pointless to undertake

(c)    Requires a much bigger budget

(d)   Demands vigilance and punitive measures against those who cut down the trees

7.       The dying forest syndrome is a disease that :

(a)    Is peculiar to the forests of Asia

(b)   Has spread rapidly over the forests of Europe

(c)    Is confined to the forests of Germany

(d)   Has affected forests all over the world

8.       The writer suggests that:

(a)    It is no longer possible to grow trees in industrialized areas

(b)   Pollution-immune trees will absorb toxic emissions

(c)    All pollution prone trees should be destroyed

(d)   It is not possible to grow trees that remain unaffected by pollution

9.       The writer’s approach toward the problem of forest devastation is one of:

(a)    Tolerance

(b)   Indifference

(c)    Well thought out strategy

(d)   Despondency

In the following questions, a part of the same is underlined and three possible alternates to substitute the underlined portion are given. Identify the one that is best among the three. If none of the choices fits in as the best then your answer would be (d) representing ‘no improvement’

10.   The Union Finance Minister has said that fresh recruitment will be restricted to one-third of the vacancies that arise in the government jobs:

(a)    Rise                (b) raise               (c) arouse            (d) No improvement

11.   Our armed forces are superior to  those of any other country in the world

(a)    Superior than            (b) superior from             (c) superior over              (d) No improvement

12.   He secured the first position in a hundred metres race:

(a)    A hundred metre race           (b) hundred metres race             

(c) one hundred metres race      (d) No Improvement

13.   Working in the slums brought her in against the realities of poverty:

(a)    Brought her forward              (b) brought her up          (c) brought her on         (d) No improvement

14.   I hope it’s not imposing on your hospitality, but could I stay to dinner?

(a)    Stay over     (b) stay up to     (c) stay at            (d) No improvement

15.   I have dreamt all my life for owning a beautiful maroon coloured car:

(a)    Of owning   (b) to owning     (c) at owning      (d) No improvement

Answers: 

1.       (c)           2.  (b)      3.  (b)       4.  (a)       5.  (d)             6.  (c)       7.  (b)         8.  (b)

9.    (c)           10.  (d)      11.  (d)      12.  (a)          13.  (b)       14.  (d)          15.  (a)