Tuesday 23 July 2013

R B I Acts

R B I Acts

In an effort to contain the slide in the rupee value, RBI has imposed new restrictions and actions.

Liquidity Adjustment Facility:  This was allowed up to 1% of the total deposits when introduced originally and was available for a period of 14 days maximum. On July 16, this year RBI put a ceiling of Rs 75,000crores under this facility. This restriction was completely removed yesterday ie 23rd July (within a week of the earlier notification) and instead a ceiling of 0.5% of the total deposits instead of the original 1% of the total deposits has been introduced. This measure is likely to suck out around Rs 5000 crores from the system.

In an extension of this notification, RBI has further limited that the funds under this head to standalone Primary Dealers will be limited to 100% of their net owned funds as per the latest audited balance sheet.   

Cash Reserve Ratio:  In a drastic change from the existing rules, RBI has now directed all banks to maintain 99% of their CRR requirement on a daily basis. Earlier this was allowed at 70% of the CRR requirement and the actual maintenance of the CRR was on a fortnightly basis. This measure again is expected to suck out around Rs 5000 crores from the system.



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