English Verbal - 11 (for Bank Exams)

English Verbal – 11 ( for Bank Exams)

Directions: Read the following passage carefully and answer the question given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

The evolution of Bring Your Own Device (BYOD) trend has been as profound as it has been rapid. It represents the more visible sign that the boundaries between personal life and work life are blurring. The 9am – 5pm model of working solely from office has become archaic and increasingly people are working extended hours from a range of locations. At the very heart of this evolution is the ability to access enterprise networks from anywhere and anytime. The concept of cloud computing serves effectively to extend the office out of office. The much heralded benefit of BYOD is greater productivity. However, recent research has suggested that this is the greatest myth of BYOD and the reality is that BYOD in practice poses new challenges that may outweigh the benefits. A worldwide survey commissioned by Fortieth chose to look at attitudes towards BYOD and security from the users’ point of view instead of the IT managers. Specifically the survey was conducted in 15 territories on groups of graduate employees in the early twenties because they represent the first generation to enter the workplace with an expectation of own device use. Moreover, they also represent tomorrow’s influences and decision makers. The survey findings reveal that for financial organizations, the decision to embrace BYOD is extremely dangerous. Larger organisations will have mature IT strategies and policies in place. But what about smaller financial business? They might not have such well-developed strategies to protect confidential data.

Crucially, within younger employee group, 55% of the people share an expectation that they should be allowed to use their own devices in workplace or for work purposes. With this expectation comes the very real risk that employees may consider contravening company policy banning the use of own devices. The threats posed by this level of subversion cannot be overstated. The survey casts doubt on the idea of BYOD leading to greater productivity by revealing the real reason people want to use their own devices. Only 26% of people in this age group cite efficiency as the reason they want to use their own devices, while 63% admit that the main reason is so they have access to their favourite applications. But with personal applications so close to hand, the risks to the business must surely include distraction and time wasting. To support this assumption 46% people polled acknowledged time wasting as the greatest threat to the organisation, while 42% citing greater exposure to theft or loss of confidential data. Clearly, from a user perspective there is great deal of contradiction surrounding BOYD and there exists an undercurrent of selfishness where users expect to use their own devices, but mostly for personal interest. They recognize the risks to the organisation but are adamant that hose risks are worth taking.

1. According to the passage, for which of the following reasons did Fortieth conduct the survey of a groups of graduate employees in their early twenties?

(a) As this group represents the future decision makers
(b) As this group represents the first generation who entered the workforce with a better understanding of sophisticated gadgets
(c) As this group represents the first generation to enter the workplace expecting that they can use their own device for work purpose

(1) All (a), (b) and (c)
(2) Only (c)

(3) Both (a) and (c)
(4) Only (a)

(5) Only (b)

Ans: (3)

2. Which of the following is not true about BOYD?

(1) BOYD enables employees to access enterprise network from anywhere and anytime
(2) Due to evolution of BOYD trend the 9am – 5 pm model of working solely from office has become outdated
(3) Recent research has confirmed that BOYD boosts organizational productivity
(4) The concept of cloud computing facilitates the BOYD trend
(5) All the given facts are true

Ans: (3)

3. According to the passage, why would the decision to embrace BYOD prove dangerous to smaller financial businesses?

(1) Their employees have poor knowledge about their devices which in turn pose a threat to the confidential data of the organisation
(2) The employees are more vulnerable to misplacement of device
(3) They may lack mature IT strategies and policies required to protect confidential data
(4) They cannot afford to deal with damage liability issues of employee-owned devices
(5) Their employees have a tendency to change jobs frequently

Ans: (3)

4. According to the passage, the expectation of younger employees that they should be allowed to use their own devices in the workplace, entails which of the following risks?

(a) Younger employees may deliberately transfer confidential data of their companies to rivals if they are not allowed to use their own devices for work purpose.
(b) Younger employees may strongly feel like leaving the company if it prevents usages of own device and join some other company that does not have such stringent policies
(c) Younger employees may consider flouting company policy prohibiting usage of their own devices in the workplace other than for work purposes

(1) Only (c)

(2) Only (b)
(3) Both (a) and (c)
(4) Only (a)
(5) All (a), (b) and (c)

Ans: (1)

5. According to the findings of the survey conducted by Fortinet, why do majority of employees prefer using their own devices for work purpose?

(1) As they often find that the devices provided by the company lack quality
(2) As they have access to their favourite applications while working
(3) As majority of them believe that output doubles when they use their own devices for work purpose
(4) As handling data from their own devices reinforces their sense of responsibility
(5) As it helps them create a brand of their own

Ans: (2)

6. What is/are the author’s main objective (s) in writing the passage?

(a) To break the myth that BOYD promotes employee efficiency and organizational productivity
(b) To suggest ways to control subversion across levels of corporate chain of command
(c) To throw light upon the fact that employees even after knowing the risks involved, prefer to use their own device for work purpose mostly for personal benefits

(1) Both (a) and (c)
(2) All (a), (b) and (c)
(3) Only (c)
(4) Only (a)
(5) Only (b)

Ans: (1)

Directions: Choose the word which is most similar in meaning to the word printed in bold as used in the passage.

7. Heralded

(1) Suspected

(2) Publicized
(3) Dragged

(4) Objective
(5) Benefit

Ans: (2)

8. Outweigh

(1) Control

(2) Venture
(3) Perish

(4) Determine
(5) Surpass

Ans: (5)

Directions: Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.

9. Embrace

(1) Contradict

(2) Disobey
(3) Curtail

(4) Reject
(5) Obscure

Ans: (4)

10. Subversion

(1) Compliance

(2) Sanity
(3) Popularity

(4) Destabilization
(5) Clarity

Ans: (1)

Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any will be in one part of the sentence. Mark the number of that part with error as your answer. If there is ‘No error’, mark (5).

11. There cannot be any situation where (1)/ somebody makes money in an asset (2)/ located in India and does not pay tax (3)/ either to India or to the country of this origin.(4) /  No error (5)

Ans: (2)   Use ‘on’ in the place of ‘in’

12. India has entered a downward spiral (1)/ an aggressive monetary tightening policy (2)/ and law abide sectors are subject to (3)/ savage amounts amount of multiple taxes. (4)/  No error (5)

Ans: (3) ’abiding’ in the place of ‘abide’

13. The bank may have followed (1)/ an aggressive monetary tightening policy (2) / but its stated aim of (3) / curbing inflation have not been achieved. (4) / No error (5)

Ans: (4) Use ‘has’ instead of ‘have’

14. Equal opportunities for advancement (1)/ across the length and breadth (2)/ of an organisation will (3)/ keep many problems away. (4)/ No error (5)

Ans: (4) substitute ‘most’ for ‘many’

15. A customized data science degree (1)/ is yet to become (2)/ a standard programme (3)/ to India’s premier educational institutes. (4) / No error (5)

Ans: (4) Use ‘in’ in place of ‘to’

Directions: Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.

16. When you want to digitalise a city ______ with millions, you don’t bet _____ the odds.

(1) proceeding, into
(2) teeming, against
(3) undergoing, adhere
(4) dangling, for
(5) falling, above

Ans: (2)

17. The numbers ________ by the legitimate online music service providers indicate that a growing number of users are _______ to buy music.

(1) morphed, ignoring
(2) labeled, thriving
(3) figured, fanatic
(4) painted, interested
(5) touted, willing

Ans: (5)

18. If India is _________ on protecting its resources, international business appears equally ______ to safeguard its profit.

(1) dreaded, fragile
(2) stubborn, weak
(3) bent, determined
(4) approaching settled
(5) observed, prepared

Ans: (3)

19. Brands ________ simple strategies make full use of available information to ______ consumers’ path of decision making and direct them to the best market offers.

(1) diluting, divulge
(2) tempting, maintain
(3) imputing, overdrive
(4) pursuing, assess
(5) employing, trust

Ans: (4)

20. Lack of financing options, ________ with HR and technological _______, make small and medium enterprises sectors the most vulnerable component of our economy.

(1) except, loophole
(2) coupled, challenges
(3) armed, benefits
(4) registered, strategies
(5) strengthened, facilities

 Ans: (2)