Saturday, 16 February 2013

Holder in due course

Another useful definition sourced recently.



Holder in due course  

Definition

Legal term for an original or any subsequent holder of a negotiable instrument (check, draft, note, etc.) who has accepted it in good-faith and has exchanged something valuable for it. For example, anyone who accepts a third-party check is a holder in due course. He or she has certain legal rights, and is presumed to be unaware that (if such were the case) the instrument was at any time overdue, dishonoured when presented for payment, had any claims against it, or the party required to pay it has valid reason for not doing so. Also called protected holder, or bona fide holder for value.




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