GENERAL AWARENESS QUESTIONS
- 3
1. As we all know rise of
the 'BRICS' has left a vast impact on almost all aspects of the global economy.
However, which of the following cannot be called as the direct effect(s) of ‘Rise
of the BRICS’ on global/other powerful economy/economies?
(A)
Countries like China wish to learn more about outsourcing from India.
(B) It has
made countries to suffer from Sub-prime Crisis.
(C) EURO
has become a powerful currency and many non- Euro countries are in 'Swap
Agreement' with various nations.
(a) Only A
(b) Only B (c) Only C (d) All A, B & C (e)
None of these
Ans: (d)
2. The Government of India
has launched a new scheme for the 'Girl Child'. What is the name of the scheme?
(a) Raj
Lakshmi (b) Rani Bitia (c) Dhanlaxmi (d) Aanandita (e) None of
these
Ans: (c)
3. As per the new policy
the number of Judges in the Supreme Court would now be:
(a) 21 (b)
25 (c)
26 (d)
30 (e)
31
Ans: (e)
4. As, per the reports
published in - the newspapers the banks, particularly public sector banks are
tying up with various rating agencies for providing a qualitative assessment of
the credit needs of the borrowers. Which amongst the following is/are such
credit rating agencies in India?
(A) CARE (B) CRISIL (C) ULIP
(a) Only A
(b) Only B (c) A & B only (d) Only C (5)
All A, B & C
Ans: (c)
5. As
per the newspaper reports the RBI is planning to introduce "Plastic
Currency Notes". What is/are the benefits of "Plastic Notes"?
(A) Their
Shelf life will be longer. (B)
It will replace plastic money or Credit, debit cards which are giving birth to
many fraudulent practices. (C)
Printing will be cheaper.
(a) Only C
(b) Only B (c) Only A (d) All A, B & C
(e) None of these
Ans: (c)
6. 'Sub Prime Lending' is
a term applied to the loans made to
(a) those
borrowers who do not have a good credit history.
(b) those
who wish to take loan against the mortgage of tangible assets.
(c) those
who have a good credit history and are known to bank since 10'years.
(d) those
borrowers who are most preferred customers of the Bank.
(e) None
of these
Ans: (d)
7. As per the reports
published in various journals and newspapers the "small borrowers" in
rural areas still prefer to take informal route for their credit needs. Which
of the following is the "informal route" of credit in financial
sector?
(a) Credit
cards (b)
Loan against gold from financial institutions (c)
Debit cards
(d)
Moneylender (e) None of these
Ans: (d)
8. Basel-II norms are
associated with which of the following aspects of the banking industry?
(a) Risk
management (b) Manpower planning (c) Retirement
benefits for the employees (d) Corporate Governance (e) None of these
Ans: (a)
9. What is meant by
"Underwriting" the term frequently used in financial sector?
(a)
Undervaluation of the assets
(b) The
Act of taking on a risk for a fee
(c) Giving
a Guarantee that a loan will not become a bad loan
(d) The
act of permission to float an IPO
(e) None
of these
Ans: (c)
10. Indra K. Nooyi who was
elected as the Chairperson of the US-India Business Council is the CEO of which
of the following Companies?
(a) Pepsi
Co. (b) Infosys (c) Tata Consultancy Services (d) NUT (e)
None of these
Ans: (a)
11. As per the news
published in some newspapers magazines two PSUs National Thermal Power
Corporation and Coal India Ltd. are going to float a joint venture 'SPV. What
is the full form of "SPV" ?
(a) Small
Power Venture
(b)
Special Purpose Vehicle
(c)
Special Power Venture
(d) Small
Purpose Vehicle
(e) None
of these
Ans: (b)
12. Which of the following
is the name of very violent and serious types of winds which bring lot of
disaster?
(a) Trade
winds (b)
Hurricane (c) Cirrus (d) Stratus (e) None of these
Ans: (b)
13. As we have noticed many banks of Indian origin
are opening offices/branches in foreign countries. Why is this trend emerging
at a very fast pace?
(A) These Banks wish to provide banking facilities to
foreigners as banking facilities are not plenty in many foreign countries. India
wants to take an advantage of the situation.
(B) These banks wish to help Indian firms, to acquire
funds at internationally competitive rates.
(C) These banks wish to promote trade and investment
between India and other countries.
(a) Only A (b)
Only B (c) Only C (d) All A, B & C (e)
Only B & C
Ans: (e)
14. Which of the following is NOT a
banking/finance related term?
(a) Credit wrap (b) EMI (c)
Held to Maturity (d) Exposure limit (e) Diffusion
Ans: (e)
15. Very often we read about the Doha Ministerial
Conference 2001 in reference to WTO negotiations. What were the major issues
over which nations were of different opinions?
(A) Providing Subsidy to agriculture.
(B) Export of patented drugs/ medicines by developed
nations.
(C) Restriction on natural movement of people from one
nation to other.
(a) Only A (b)
Only B (c) Only C (d) Both A & C (e)
None of these
Ans: (a)
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