Thursday 18 December 2014

CTS - Verbal - 7



CTS – Verbal - 7

Questions are based on the following passage.

"I want to criticize the social system, and to show it at work, at its most intense." Virginia Woolf's provocative statement about her intentions in writing Mrs. Dalloway has regularly been ignored by the critics, since it highlights an aspect of her literary interests very different from the traditional picture of the "poetic" novelist concerned with examining states of reverie and vision and with following the intricate pathways of individual consciousness. But Virginia Woolf was are ballistic as well as a poetic novelist satirist and social critic as well as a visionary: literary critics' cavalier dismissal of Woolf's social vision will not withstand scrutiny. In her novels, Woolf is deeply engaged by the questions of how individuals are shaped (or deformed) by their social Environments, how
historical forces impinge on people's lives, how class, wealth, and gender help to determine
people's fates. Most of her novels are rooted in a realistically rendered social setting and in a
precise historical time. Woolf's focus on society has not been generally recognized because of
her intense antipathy to propaganda in art. The pictures of reformers in her novels are usually
satiric or sharply critical. Even when Wolfe is fundamentally sympathetic to their causes, she portray people anxious to reform the society and possessed of a message or programme as arrogant or dishonest, unaware of how their political ideas serve their own psychological needs. (Her writer’s Diary notes: ‘the only honest people are the artists’ whereas "these social reformers and philanthropists...harbour...discreditable desires under the disguise of loving their kind....")

Woolf detested what she called "preaching" in fiction, too, and criticized novelist D.H.Lawrence (among others) for working by this method. Woolf's own social criticism is expressed in the language of observation rather than in direct commentary, since for her, fiction is a contemplative, not an active art. She describes phenomena and provides materials for a judgment about society and social issues; it is the reader's work to put the observation together and understand the coherent point of view behind them. As a moralist, Woolf works by indirection, subtly undermining officially accepted mores, mocking, suggesting, calling into question, rather than asserting, advocating, bearing witness: hers is the satirist's art. Woolf's literary models were acute social observers like Checkhov and Chaucer. As she put it in the Common Reader, "It is safe to say that not a single law has been framed or one stone set upon another because of anything Chaucer said or wrote; and yet, as we read him, we are absorbing morality at every pore." Like Chaucer, Woolf chose to understand as well as to judge, to know her society root and branch-decision crucial in order to produce art rather than
polemic.

1.       Which of the following would be the most appropriate title for the passage?
a)      Virginia Woolf: Critic and Commentator on the Twentieth – Century Novel.
b)      Trends in contemporary Reforms  Movements as a key to understanding
Virginia Woolf’s Novels.  
c)       Society as Allegory for the individual in the Novels of Virginia Wolfe.
d)      Virginia Woolf’s Novels: Critical Reflections on the Individual and on Society.
Ans: (d)

2.       In the first paragraph of the passage, the author's attitude toward the literary critics mentioned can best be described as?
a)      Disparaging
b)      Ironic
c)       Factious
d)      Sceptical but resigned
Ans: (a)

3.       It can be inferred from the passage that Woolf chose Chaucer as literary model because she believed that:
a)      Chaucer was an honest and forthright author, whereas novelists like D.H Lawrence did not sincerely wish to change society
b)      Chaucer was more concerned in understanding his society than with calling its accepted mores into question
c)       Chaucer’s writing was greatly, if subtly, effective in influencing the moral attitudes of his readers
d)      Her own novels would be more widely read if, like Chaucer she did not overtly and vehemently criticize contemporary society
Ans: (c)

4.       It can be inferred from the passage that the most probable reason Woolf realistically described the social setting in the majority of her novels was that she?
a)      Was interested in the effect of a person’s social milieu on his or her character and actions  
b)      Needed to be as attentive to detail as possible in her novels in order to support the arguments she advanced in them
c)       Wanted to show that a painstaking fidelity in the representation of reality did not in any way hamper the artist
d)      Wishes to prevent critics from charging that her novels were written in an ambiguous and inexact style
Ans: (a)

5.       The author implies that a major element of the satirist’s art is the satirist
a)      Consistent adherence to a position of loft
b)      Insistence on the helplessness of individuals against the social forces that seek to determine an individual’s fate
c)       Cynical disbelief that visionary can either enlighten or improve their societies
d)      Fundamental assumption that some ambiguity must remain in a work of art in order for it to reflect society and social mores accurately
e)      Refusal to indulge in polemics when presenting social mores to readers for their scrutiny
Ans: (e)  

Questions 6- 8 are based on the following passage.

It is a popular misconception that nuclear fusion power is free of radioactivity; in fact, the deuterium-tritium reaction hat nuclear scientists are currently exploring with such zeal produces both alpha particles and neutrons, (The neutrons are used to produce tritium from a lithium blanket surrounding the reactor.) Another common conception is that nuclear fusion power is a virtually unlimited source of energy because of the enormous quantity of deuterium in the sea. Actually, its limits are set by the amount of available lithium, which is about as plentiful as uranium in the Earth's crust.

Research should certainly continue on controlled nuclear fusion, but no energy program should be premised on its existence until it has proven practical. For the immediate future, we must continue to use hydroelectric power, nuclear fission, and fossil fuels to meet our energy needs. The energy sources already in major use are in major use for good reason.

6.       The primary purpose of the passage is to
a)      Admonish scientists who have failed to correctly calculate the amount of lithium
b)      Defend the continuous short term use of fossil fuel as a major energy source
c)       Caution against uncritical embrace of nuclear fusion power as a major energy source
d)      Correct the misconception that nuclear fusion power is entirely free of radio activity
Ans: (c)

7.       The passage provides information that would answer which of the following questions?
a)      What is likely to be the principal source of deuterium for the nuclear fusion power?
b)      How much incidental radiation is produced in the deuterium – tritium fusion reaction
c)       Why are scientists exploring the deuterium – tritium fusion reaction with such zeal?
d)      Why must the tritium for nuclear fusion be synthesized from lithium?
Ans: (a)

8.       Which of the following statements concerning Nuclear Scientists is most directly suggested in the passage?
a)      Nuclear scientists exploring the deuterium – tritium reaction have overlooked key facts in their eagerness to prove nuclear fusion practical
b)      Nuclear scientists may have overestimated the amount of lithium actually available in the Earth’s crust
c)       Nuclear scientists have not been entirely dispassionate in their investigation of the deuterium – tritium reaction
d)      Nuclear scientists have insufficiently investigated the lithium to tritium reaction in nuclear fusion.
Ans: (c)

Correct the following sentence by suitably substituting the word/s from the choices:  

9.       Balding is much more common among White males than males of other races.
a)      Than
b)      Than among
c)       Than is so of
d)      Compared to
Ans: (b)

In the following questions identify whether the given statement is correct or incorrect

10.   She cleaned the house and after she ironed the clothes
a)      Correct
b)      Incorrect
Ans: (b)   She cleaned the house and after that she ironed the clothes

11.   I haven’t finished the homework and my brother hasn’t either.
a)      Correct
b)      Incorrect
Ans: (a)

12.   So hoarse he was that he could not make the speech
a)      Correct
b)      Incorrect
Ans: (a)

13.   She both speaks and she writes German very well
a)      Correct
b)      Incorrect
Ans: (b)   She both speaks and writes German very well

14.   She has never been too demanding , nor does she plan to be so now
a)      Correct
b)      Incorrect
Ans: (a)

15.   Never I have had such bad experience in life.
a)      Correct
b)      Incorrect
Ans: (b)  Never have I had such bad experience in life

16.   The more they have, the more they want
a)      Correct
b)      Incorrect
Ans: (a)

17.   He is very mature despite of his age.
a)      Correct
b)      Incorrect
Ans: (b)  He is very mature despite his age

18.   It is essential that he participates in the show
a)      Correct
b)      Incorrect
Ans: (b)  It is essential that he participate in the show

19.   I wish I had studied for the exam
a)      Correct
b)      Incorrect
Ans: (a)






Monday 15 December 2014

Synonym & Antonym - 2



Synonym & Antonym – 2

Synonym:

1.       Destination.
a)      Start              b) Source             c) Beginning       d) Target
Ans: (d)

2.       Ooze
a) Drip                   b) Pour                 c) Discharge        d) Tip
Ans: (a)

3.       Rattle
a) Shake               b) Silent               c) Still                    d) Quiet
Ans: (a)

4.       Will
a)      Desire           b) Neglect           c) Pass                  d) Avoid
Ans: (a)

5.       Quash  
a)      Permit          b) Destroy           c) Start                  d) Support
Ans: (b)

6.       Mission
a)      Task               b) Fun                   c) Activity            d) Unburden
Ans: (a)

7.       Revive
a)      End                b) Ruin                  c) Stimulate        d) Destroy
Ans: (c)

8.       Rebuke
a)      Scold             b) Compliment  c) Demand          d) Love
Ans: (a)

9.       Claim
a)      Deny             b) Question        c) Disclaim           d) Demand
Ans: (d)

10.   Flame
a)      Fire                                b) Blaze                c) Flare                 d) All of these
Ans: (d)

Antonym:

1.       Confine
a)      Impound     b) Detain             c) Release           d) Jail
Ans: (c)

2.       Trigger
a)      Prompt         b) Generate       c) Elicit                  d) Halt
Ans: (d)

3.       Range
a)      Limited         b) Variety            c) Choice              d) Series
Ans: (a)

4.       Creepy
a)      Sinister         b) Divine              c) Weird                               d) Eerie
Ans: (b)

5.       Amiable
a)      Affable         b) Likable             c) Kind                  d) Disagreeable
Ans: (d)

6.       Expert
a)      Skilled           b) Specialist        c) Amateur         d) Proficient
Ans: (c)

7.       Shamble
a)      Stride            b) Amble             c) Waddle            d) Shuffle
Ans: (a)

8.       Douse
a)      Drench         b) Soak                 c) Dry                    d) Souse
Ans: (c)

9.       Refuse
a)      Rebuff          b) Decline            c) Snub                 d) Agree
Ans: (d)

10.   Revel
a)      Party             b) Hate                 c) Celebration    d) Paint the town red
Ans: (b)




 

Friday 12 December 2014

Infosys Reasoning (Recent) - 4


Infosys Reasoning (Recent) - 4

1.       There are 2 persons each having the same amount of marbles in the beginning. After that one person gain 20 more from the other person and he eventually lose two third of it during the play.  The second person now has 4 times the marbles the first person is now having. Find out how much marble did each had in the beginning.
Ans: Each had 100 marbles.
Let ‘x’ be the number of marbles each had initially.
First person gains 20. He now has (x + 20) marbles. He loses 2/3 of it during the play.
Hence the first person now has only 1/3(x+20) marbles.
The second person after losing 20 has (x-20) marbles. After gaining 2/3 of marbles from first person during play now has (x-20) + 2/3(x+20) marbles.
It is said the second person now has four times the number of marbles the first person has.
Thus we have an equation:   4 * 1/3(x+20) = (x-20) + 2/3(x+20)
Solving we get the value of ‘x’ as 100.

2.       There are certain diamonds in a shop. The first thief came and stole half of the diamonds plus 2. The second thief came and stole half of the remaining plus 2. The third thief came and he also stole half of the remaining diamonds plus 2. When the fourth thief came and stole half of the remaining plus 2 there remained no diamond. How many diamonds were there originally?
Ans: 60 Diamonds.
Let ‘x’ be the total number of diamonds initially.
First thief stole Half plus 2 ->   x/2 – 2 …….. Let this be A
Second thief stole half of remaining plus 2  ->  A/2 – 2 …….. B
Third thief stole half of remaining plus 2  ->  B/2 -2 …………..C
Fourth thief stole half of remaining plus 2 and there remained Nil diamonds.
Now going up from the last thief we have ->  C/2 – 2 = 0. Hence, C = 4
B/2 – 2 = 4. Hence, B = 12
A/2  - 2 = 12. Hence A = 28.
x/2 – 2 = 28. Hence ‘x’ = 60.

3.       There are three friends A B C.
1. Either A or B is oldest.
2. Either C is oldest or A is youngest.
Who is Youngest and who is Oldest?
Ans:  A is youngest and B is oldest.

4.       Father says my son is five times older than my daughter. My wife is 5 times older than my son. I am twice as old as my wife and together (sum of our ages) is equal to my mother 's age and she is celebrating her 81 birthday. So what is my son's age?
Ans: 5 years.
Let the Daughter’s age be ‘x’. Then the Son’s age is 5x. The mother’s age is 5 * 5x = 25x.
I am twice the age of my wife and so, I am 2 * 25x = 50x. The sum of our ages is equal to my mother’s age which is 81. So, we now have an equation
X + 5x + 25x + 50x = 81 -> 81x = 81 and ‘x’ = 1.
My son’s age 5x = 5

5.       In Mulund, the shoe store is closed every Monday, the boutique is closed every Tuesday, the grocery store is closed every Thursday and the bank is open only on Monday, Wednesday and Friday. Everything is closed on Sunday.
One day A, B, C and D went shopping together, each with a different place to go. They made the following statements:
A. D and I wanted to go earlier in the week but there wasn’t a day when we could both take care of our errands.
B. I did not want to come today but tomorrow I will not be able to do what I want to do.
C. I could have gone yesterday or the day before just as well as today.
D. Either yesterday or tomorrow would have suited me.
Which place did each person visit?
Ans:  A-BOUTIQUE
          B-BANK
          C-GROCERY
          D-SHOE

6.       Five hunters Doe, Deer, Hare, Boar and Row kill 5 animals. Each hunter kills an animal that does not correspond to his name. Also each hunter misses a different animal which again does not correspond to his name.
a) The Deer is killed by the hunter, known by the name of the animal killed by Boar.
b) Doe is killed by the hunter, known by name of animal missed by Hare.
c) The Deer was disappointed to kill only a Hare and missed the Roe.
Name the animals killed and missed by the five hunters.
Ans:
 
Doe killed Deer and missed Hare. 
Hare killed Roe and missed Boar. 
Roe killed Boar and missed Doe. 
Boar killed Doe and missed Deer.

7.       A person needs 6 steps to cover a distance of one slab. If he increases his foot length (step length) by 3 inches he needs only 5 steps to cover the slabs length. What is the length of the each slab?
Ans:  90 inches.
Let ‘x’ be the distance of each step. Then the length of the slab -> 6x
Now the step length is increased by 3”. The new step length is (x + 3)
The length of the slab now is -> 5 (x+3) Since the slab length is the same we have
6x = 5 (x+3) Solving we get the value of ‘x’ as 15 and the length of the slab 90 innches.

8.       There is one lily in the pond on 1st June. There are two in the pond on 2nd June, four on the 3rd June, eight on 4th June and so on. The pond is full of lilies by the end of June.  
i)                    On which date the pond is half full?
Ans: 29th. (The month of June has 30 days).
ii)                   If we start with 2 lilies on 1st June, then when will the pond be full with lilies?
Ans: 29th June.

9.       a) 10 1 9 2 8 3 7 4 6 5 5 6 4 7 3 8 2 _ _
Ans: 9, 1

10.   From a vessel, 1/3rd of the liquid evaporates on the first day. On the second day 3/4th of the remaining liquid evaporates. What fraction of the volume is present at the end of the second day?
Ans:  1/6 of the original volume.
Let as assume the original volume as 300 ml. (for easy working)
On the first day 1/3 evaporates ie. 100 ml is evaporated. Remaining is 200 ml.
On the second day ¾ of this is evaporated ie 150 ml is evaporated and
Remaining is 50 ml which is 1/6th of the original volume.


Wednesday 10 December 2014

Infosys Verbal and Reasoning

Infosys – Verbal & Reasoning

Directions 1- 8: In each question, a part of sentence is printed in italics. Below each sentence, some phrases are given which can substitute the italicized part of the sentence. If the sentence is correct as it is, the answer is 'No correction required' 

 1.           He did many mischiefs
a) made many a mischiefs            b) made much mischief         
c) Committed many mischiefs      d) No Correction required
Ans: (c)

2.            Rohit is as fast as or perhaps faster than Manish.
a) Equally fast        b) almost as fast            c) as fast        d) No Correction required
Ans: (d)

3.            All his family members are in Kanpur.
a) All of his family members
b) All the family members if his
c). All the members of his family
d). No Correction required
Ans: (c)

4.            I often see him dancing the top
a) rotating
b) encircling
c) dodging
d) No Correction required
Ans: (d)

5.            What is the time in your watch?
a) on        b) by        c) from      d) No Correction required 
Ans: (c)

6.            Columbus invented America
a) searched        b) traced    c) discovered        d) No Correction required 
Ans: (c)

7.            Wise men catch time by the forelock.
a) Hold        b) seize        c) take         d) No Correction required 
Ans: (c)

8.            A bird in hand is worth two in bush
a) two in the bush        b) two at a bush         c) two on bush        d) No Correction required   
Ans: (a)

Reasoning Questions:

1.       A boy asks his father, "What is the age of grand- father?". Father replied " He is x years old in x^2 years", and also said, "we are talking about 20th century". What is the year of birth of grand- father?
Ans: 1892.
The clue for this question is “we are talking about the 20th century”.  Hence the grand-fathers present age should be between 1901 – 1999. Further it is said the grand-father will be x years in x^2 years.
Let us assume x = 43 years.   Then x^2 will be 1849.
If x = 44 years then  x^2 will be 1936.
If x is 45 years then  x^2 will be 2025.   Of these three only 44 years fits in the conditions given.
Hence the grand-father age is 44 years and he was born in 1936 – 44 -> 1892.

2.       A boy travels in a scooter and after covering 2/3rd of the distance the wheel got punctured. He covered the remaining distance by walk. The walking time was twice that of the boy’s riding time. The riding speed was how many times that of the walking speed?
Ans: 4 times.
A simple question.  If the time taken for riding in the scooter was 1 hour then the time taken for walking was 2 hours.
The boy takes 2 hours to walk the distance of 1/3. So to walk the distance of 2/3 he would have taken 4 hours. Thus the riding speed was 4 times the walking speed.

3.       A man sold 2 pens the initial cost of each was Rs. 12. If he sells them together one at 25% profit and another at 20% loss find the amount of his loss or gain.  
Ans: 60 Paise gain
The total cost of two pens ->  12 x 2 = Rs 24.
The sale price on selling one pen at 25% profit -> 12 * 125/100 -> Rs 15.00
The sale price on selling one pen at 20% loss    ->  12 * 80/100  ->  Rs  9.60
The total sale price ->  15 + 9.60 -> Rs 24.60
Gain 0.60 paise.

4.       Find the 3 digit no. whose last digit is the square root of the first digit and second digit is the sum of the other two digits.
Ans: 462   (The answer could also be 121)

5.       Meera was playing with her brother using 55 blocks. She gets bored playing and starts arranging the blocks such that the no. of blocks in each row is one less than that in the lower row. Find how many were there in the bottom most row?
Ans: 10   (Clue : The sum of digits from 1 to 10 is 55)

6.       Three persons A, B &C went for a robbery in different directions and they theive one horse, one mule and one camel. They were caught by the police and when interrogated gave the following statements
A: B has stolen the horse
B: I didn't rob anything.
C: both A & B are false and B has stolen the mule.
The person who has stolen the horse always tells the truth and
the person who has stolen the camel always tell the lie.
Find who has stolen which animal?
Ans:
A- camel
B- mule
C- horse
If A is telling the truth then B has stolen Horse. The one who has stolen the Horse always tell the truth. But, B says he didn’t rob anything. Thus it would confirm that both A and B are lying and C alone is telling the truth.

7.        A, B, C, D & E are having their birthdays on consecutive days of the week not necessarily in the same order. A 's birthday comes before G's as many days as B's birthday comes after E's. D is older than E by 2 days. This time G's birthday came on Wednesday. Then find the day of each of their birthdays?
Ans:
Birthday of D on SUNDAY
Birthday of B on MONDAY
Birthday of E on TUESDAY
Birthday of G on WEDNESDAY
Birthday of A on THURSDAY

8.       A girl 'A' told to her friend about the size and colour of a snake she has seen in the beach. It is one of the colours brown/black/green and one of the sizes 35/45/55.
If it were not green or if it were not of length 35 it is 55.
If it were not black or if it were not of length 45 it is 55.
If it were not black or if it were not of length 35 it is 55.
a) What is the colour of the snake?
b) What is the length of the snake?
Ans:
a) brown
b) 55

9.       After World War II three departments did as follows First department gave some tanks to 2nd &3rd departments equal to the number they are having. Then 2nd department gave some tanks to 1st & 3rd departments equal to the number they are having. Then 3rd department gave some tanks to 2nd &1st departments equal to the number they are having. Then each department has 24 tanks. Find the initial number of tanks of each department?
Ans :      A-39       B-21       C-12
Let us start from the last transaction.
C gives to A and B equal number of tanks that they have. After this all the three have 24 tanks. In other words both A and B were having 12 tanks each prior to getting from C. Hence we know that C had 48 tanks before giving to A and B.
Now coming to B, both C and A receives an equal number of tanks they had. After receiving from B, C had 48 tanks. Hence it is evident B gave C 24 tanks. Before C giving A had 12 tanks that includes tanks received from B. B gave an equal number of tanks to A. Hence A was having only 6 tanks before getting from B. It now transpires B should have had 12 + 6 + 24 (the final number left over) -> 42 tanks.
Now A gave B and C equal number of tanks they had. Thus A gave B 21 tanks and C 12 tanks leaving a balance of 6 tanks.
Hence, initially A has -> 6 + 21 + 12 = 39 tanks.
B has 21 tanks and C 12 tanks making a total of 72 tanks.

10.   A lady was out for shopping. She spent half of her money in buying A and gave 1 dollar to a beggar.  Further she spent half of her remaining money and gave 2 dollar to charity. Further she spent half of remaining money and gave 3 dollar to some children. Now she is left with 1 dollar. How much she had in the beginning?
Ans: $42.
Let ‘x’ be the amount the lady had initially.
1st transaction ->  x/2 – 1 let the reminder be ‘A’.
2nd transaction ->  A/2 – 2 let the reminder be ‘B’
3rd transaction ->  B/2 – 3 = 1
Now solving the 3rd transaction we get the value of ‘B’ as 8
Solving the 2nd transaction we get the value of ‘A’ as 20

Solving the 1st transaction we get the value of ‘x’ as 42. (Initial amount she had)     

Wednesday 3 December 2014

English (for Bank Exams)

English (for Bank Exams)

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions. 

Passage:
Political ploys initially hailed as masterstrokes often end up as flops. The Rs.60,000 crore farm loan waiver announced in the budget writes off 100% of over dues of small and marginal farmers holding up to two hectares and 25% of over dues of larger farmers. While India has enjoyed 8-9%  GDP  growth for the past few years, the boom has bypassed many rural areas and farmer distress and suicides have made newspaper headlines. Various attempts to provide relief (employment guarantee scheme, public distribution system) have had little impact, thanks to huge leakages from the government's lousy delivery systems. So, many economists think the loan waiver is a worthwhile alternative to provide relief.

However, the poorest rural folk are landless labourers, who get neither farm loans nor waivers. Half of small and marginal farmers get no loans from banks and depend entirely on moneylenders and will not benefit. Besides, rural India is full of family holdings rather than individual holdings and family holdings will typically be much larger than two hectares even for dirt-poor farmers, who will, therefore, be denied the 100% waiver. It will thus fail in both its economic and political objectives. IRDP loans to the rural poor in the 1980s demonstrated that crooked bank officials demanded bribes amounting to one-third of the intended benefits. Very few of the intended beneficiaries who merited relief received it. After the last farm loan waiver in 1990, many banks went slow on fresh farm loans for some years. This waiver would similarly slowdown fresh loans to deserving farmers. While over dues to cooperatives may be higher, economist Surjit Bhalla says less than 5% of farmer loans to banks are overdue, i.e., over dues exist for only 2.25 million out of 90 million farmers. If so, then the 95% who have repaid loans will not benefit. They will be angry at being penalised for honesty.

The budget thus grossly overestimated the number of beneficiaries. It also underestimated the negative effects of the waiver-encouraging wilful defaults in future and discouraging fresh bank lending for some years. Instead of trying to reach the needy through a plethora of leaky schemes, we should transfer cash directly to the needy, using new technology like biometric smart cards, which are now being used in many countries and mobile phone bank accounts. Then, benefits can go directly to phone accounts operable only by those with biometric cards, ending the massive leakages of current schemes.

The political benefits of the loan waiver have also been exaggerated since if only a small fraction of farm families benefit and many of these have to pay bribes to get the actual benefit, will the waiver really be a massive vote-winner? Members of joint families will feel aggrieved that despite having less than one hectare per head, their family holding is too large to qualify for the 100% waiver. All finance ministers, of the central or state governments, give away freebies in their last budgets, hoping to win electoral regards. Yet, four-fifths of all incumbent governments are voted out. This shows that beneficiaries of favours are not notably grateful, while those not so favoured may feel aggrieved and vote for the Opposition. That seems to be why election budgets constantly fail to win elections in India and the loan waiver will not change that pattern.


1. According to the author, what is the government's motive in sanctioning the loan waiver?

a)      To encourage farmers to opt for bank loans over loans from moneylenders
b)      To raise 90 million farmers out of indebtedness
c)       To provide relief to those marginal farmers who have the means to, but have not repaid their loans
d)      To ensure they will be re-elected
e)      None of the above
Ans: (e)

2. What was the outcome of IRDP loans to the rural poor?

a)      The percentage of bank loans sanctioned to family owned farms increased
b)      The loans benefited dishonest money lenders, not landless labourers
c)       Corrupt bank officials were the unintended beneficiaries of the loans
d)      It resulted in the Government sanctioning thrice the amount for the current loan waiver
e)      None of the above
Ans: (c)

3. Choose the word which is most nearly the SAME in meaning as the word printed in bold as used in the passage.
                Ploys
a)      Surveys
b)      Entreaties
c)       Ruses
d)      Conspiracies
e)      Assurances
Ans: (c)

4. What message will the loan waiver send to farmers who have repaid loans?

a)      The Government will readily provide them with loans in the future
b)      As opposed to moneylenders, banks are a safer and more reliable source of credit
c)       Honesty is the best policy
d)      It is beneficial to take loans from cooperatives since their rates of interest are lower
e)      None of the above
Ans: (e)

5. What is the author's suggestion to provide aid to farmers?

a)      Families should split their joint holding to take advantage of the loan waiver
b)      The government should increase the reach of the employment guarantee scheme
c)       Loans should be disbursed directly into bank accounts of the farmers using the latest technology
d)      Government should ensure that loan waivers can be implemented over a number of years
e)      Rural infrastructure can be improved using schemes which were successful abroad.
Ans: (c)

Read the following passage carefully to answer the questions. Certain words are printed in bold to help you locate them while answering some of the questions.

India's nuclear ambition had been the bone of contention for a very long time. It was a settled belief in our country that the US began to stress the issue of signing the CTBT only in more recent round of talks when the two countries had come close to an agreement on the other issues, including the CTBT, because it is part of its somewhat browbeating style of doing business. But a moment's reflection would show that there could be another explanation. In the aftermath of Pokhran-II when tempers had cooled, the US was predisposed to accept our Prime Minister's repeated assertions that India intended to arm it with nuclear weapons only as a deterrent to a nuclear attack or blackmail.

6. Which of the following statements is False in the context of the passage?
(i) Only because of Pokhran-II the US had accepted Indian Prime Minister's assertion about India's nuclear policy.
(ii) The rounds of talks were being held by at least three countries, the US being the mediator.
(iii) Indian Prime Minister has assured the world that it would not initiate nuclear attack on any nation.

a)      Both (i) and (iii)
b)      Both (i) and (ii)
c)       Only (ii) and (iii)
d)      All the three
e)      None of these
Ans: (c)

7. Which of the following conclusions can be drawn from the contents of the passage?
(i) India's possessing nuclear arsenals has frightened some countries.
(ii) India is not reluctant to sign the CTBT.
(iii) The US wants India to sign the CTBT.

a)      Both (i) and (ii)
b)      Both (ii) and (iii)
c)       Both (i) and (iii)
d)      All the three
e)      None of these
Ans: (b)

8. Choose the word which is most nearly the SAME in meaning as the word given in bold as used in the passage.
        Aftermath

a)      Devastation
b)      Disharmony
c)       Posterity
d)      Consequence
e)      Contemporary
Ans:  (d)

9. Choose the word which is most nearly the SAME in meaning as the word gNen in bold as used in the passage.
      Stress

a)      Enforce
b)      Emphasize
c)       Pressurise
d)      Suppress
Ans: (c)
10. Choose the word which is most OPPOSITE in meaning of the word given in bold as used in the passage.
        Agreement

a)      Dissension
b)      Harmony
c)       Refusal
d)      Misunderstanding
e)      Differential
f)       Implement
Ans:  (a)

11. Choose the word which is most nearly the SAME in meaning as the word given in bold as used in the passage.
       Predisposed

a)      Reluctant
b)      Unprepared
c)       Ready
d)      Hesitant
e)      Interested
Ans: (c)

Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

A. Voluntary measures such as codes of conduct have failed to address these issues and deliver change.
B. However, they can also cause serious problems with their irresponsible behaviour.
C. Companies are a powerful force for good.
D. There are several instances of companies undermining worker's rights and damaging the environment.
E. The Companies Bill 2009 is thus a means to address issues of corporate governance and ensure companies are accountable for their financial performance and social impact.
F. They provide jobs, boost economies and aid social and environmental development.


12. Which of the above should be the LAST (SIXTH) sentence after rearrangement?

Ans: (E)

13. Which of the above should be the First sentence after rearrangement?

Ans: (c)

14. Which of the above should be the Third sentence after arrangement?

Ans: (B)

15. Which of the above should be the Second sentence after rearrangement?
Ans: (F)

16. Which of the above should be the Fifth sentence after rearrangement?

Ans: (A)

Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

A.      In fact he believed that customers are the origin, the source of the money we have.
B.      The customer thus has the power to fire everybody in the company from the chairman on down.
C.      Management can ensure this doesn't happen by motivating employees to cultivate meaningful relationships with customers
D.      Sam Walton built his Walmart business- empire knowing there was only one boss-the customer.
E.       So it is not the company which pays us but the customer.
F.       He can achieve this by simply spending his money elsewhere.

17. Which of the above will be the Third sentence after the arrangement?

Ans: (E)

18. Which of the above will be the First sentence after the arrangement?

Ans: (D)

19. Which of the above will be the Last sentence after the arrangement?

Ans: (C)

20. Which of the above will be the Fourth sentence after the arrangement?

Ans: (B)

One of the four words given in each of these questions may be wrongly spelt. The number of that wrongly spelt is the answer. If all the four words are correctly spelt, mark (5) i.e., 'All Correct' as the answer.

21.   (1) Wastefull
         (2) Prejudice
         (3) Expensive
         (4) Embarrassing
         (5) All correct
Ans: (1)

22.   (1) Prosperous
         (2) Glumy
         (3) Dormant
         (4) Derogatory
         (5) All correct
Ans: (2)

23.   (1) Significant
         (2) Possessive
         (3) Impatient
         (4) Device
         (5) All correct
Ans: (5)

24.    (1) Defamation
          (2) Arrogant
          (3) Solitude
          (4) Exhorbitant
          (5) All correct
Ans:  (4)

25.    (1) Decompose
          (2) Veteran
          (3) Venturesome
          (4) Definition
          (5) All correct
Ans: (5)