Insurance - General Awareness Questions - 1

Insurance – General Awareness Questions - 1

1.           -------bits equal one byte
(a)    Eight      (Ans)
(b)    Two
(c)    One thousand
(d)    One million

2.           ------- controls the way in which the computer, responsible for processing data
(a)    The platform
(b)    The operating system      (Ans)
(c)    Application software
(d)    The motherboard

3.       The ---- also called the "brains" of the computer, is responsible for processing data
(a)    Motherboard
(b)    Memory
(c)    RAM
(d)    Central processing Unit (CPU)      (Ans)

4.       The operation system is the most common type of -----software
(a)    Communication
(b)    Application
(c)    System       (Ans)
(d)    Word –processing

5.       When you quickly press and re-lease the left mouse button, twice, you are -------
(a)    Primary - Clicking
(b)    Pointing
(c)    Double -clicking      (Ans)
(d)    Secondary – clicking

6.       The horizontal and vertical lines on a worksheet are called ------
(a)    Cells
(b)    Sheets
(c)    black lines
(d)    gridlines      (Ans)

7.       To delete an incorrect character in a document, -------- to erase to the right of the insertion point
(a)    Press the left mouse key  
(b)    double-click the right mouse key
(c)    press the BACKSPACE key
(d)    press the delete key      (Ans)

8.       The 'Hollerith' code is used with :
(a)    Magnetic tape
(b)    Punched card      (Ans)
(c)    Floppy disk
(d)    Paper tape

9.       Volatile memory means:
(a)    Fixed memory
(b)    Can make changes
(c)    Content will lose if power fails      (Ans)
(d)    Cannot be erased

10.    A 'T State' means:
(a)    Portion of operation in a cycle      (Ans)
(b)   Total time to execute an instruction
(c)    Time to complete one machine cycle
(d)    Operations performed for an instruction

11.   Diamond is harder than graphite because
(a)    its tetrahedral structure
(b)    Difference in layers of atoms
(c)    Difference of crystalline structure      (Ans)
(d)    Being dried in the sun

12.   A foreign particle that stimulates the formation of antibodies is called a/an
(a)    Receptor
(b)    Histone
(c)    Antibiotic
(d)    Antigen      (Ans)

13.   The function of the tongue in snakes is to ---- the food.
(a)    Detect
(b)    Smell      (Ans)
(c)    Catch
(d)    Taste

14.   An enzyme that work in an acidic medium is
(a)    Maltose
(b)    Trypsin
(c)    Pepsin      (Ans)
(d)    ptyalin

15.   How many pairs of salivate glands does the human body have?
(a)    8
(b)    6
(c)    5
(d)    3      (Ans)

16.   Wilson's disease is caused by an excess in the human body of
(a)    Cobalt
(b)    Copper      (Ans)
(c)     Iron
(d)    Sodium

17.   The specific test for the detection of tuberculosis is the -----test.
(a)    Kahn's
(b)    Widal's
(c)    Robert's
(d)   Monteux’s      (Ans)

18.   Mirage is an optical illusion caused by
(a)    Reflection
(b)    Refraction
(c)    Total internal reflection      (Ans)
(d)    Scattering

19.   Which of the following regulates the amount of light entering the eye by adjusting the size of the pupil?
(a)    Ciliary muscles
(b)    Retina
(c)    Iris      (Ans)
(d)    none of these

20.    In a dry cell, the depolarizer is
(a)    MnO₂          (Ans)
(b)   NH₄CL
(c)    ZnCL₂
(d)    none of these

All Women Insurance Branch

All Women Insurance Branch

(Source: sify.com)

After all women bank, now all women insurance branch

Private General Insurer Bajaj Allianz General Insurance today announced the launch of an All Women Branch at their headquarters in Pune. As the name suggests this branch will have only women employees and will recruit and train women agents and intermediaries.

Bajaj Allianz is one of the first insurers to come up with such an initiative in the general insurance space. The branch will start its operations with a team of five women employees and have recruited 10 women agents and plans to increase it to at least 60 agents in this fiscal.

Based on the response and success of the branch, the company plans to roll out similar branches in other metro cities soon.

"We aim to tap the vast talent pool of women professionals who had to leave their professional jobs for their family commitments. We plan to give such women an opportunity to re-start their professional career without disturbing their family priorities. If we are able to get 100 women agents through this initiative I think we can then say this is a success for us," said Tapan Singhel, MD & CEO, Bajaj Allianz General Insurance. Singhel further added that the roll-out decision will be taken in the next three to six months based on the performance of this branch.

At present the company has about 170 women agents out of the total 9000 agents and the women employee percentage in the company is around 17 per cent.

Singhel believes that the initiative taken by the company could become an industry trend. "I think general insurance industry has not taken enough efforts to increase the distribution set-up. Our distribution network is hopeless in terms of selling products. This despite the fact that the Indian GI industry has some of the best products," he added.

At Bajaj Allianz an agent gets commission of 10 per cent on core products like motor insurance and for the other products they get 15 per cent. Singhel is aiming to take the company's agent network to at least 500 - 1,000 agents in at least the top 30 cities in the next three to five years.

The insurance firm is looking to tap the pool of women professionals who had taken a break due to change in their life-stages like marriage, family, and shifting of their locations. This initiative includes extending support such as crèche facilities, pick up and drop, work from home and flexible timings among others.

While women agents in insurance companies have been favoured, there have been cases of females quitting or taking a sabbatical during the maternity period. This is a similar situation like other corporate companies too and to prevent this insurers are taking various structured steps to retain the female talent. These programmes not just help new mothers to balance their family and careers, but also help women who want the option of flexi-timing.

Life insurers have also taken initiatives to tap female agents.

Tata AIA Life Insurance has earlier launched an initiative called 'Fenomena', wherein they offered a career opportunity for women with the convenience of flexi timing. Further, Max Life runs a programme called 'Avenues' that helps women convert from a four hour working schedule per day to a full time working employee.

Similarly, Reliance Life has introduced a women-centric distribution channel called Face-to-Face with a view to servicing orphan customers and providing post-sales service to policyholders.

Women-focussed initiatives have also been observed in other financial services segments like banking. Bharatiya Mahila Bank (BMB), India's first all-women’s bank was recently launched in Mumbai. The country's first commercial bank for women, BMB aims to achieve economic empowerment of Indian women especially in the non-urban areas.

National Insurance Company Ltd - General Awareness

National Insurance Company – General awareness

1. Labour force of a country is
a) Its total population
b) Its adult population
c) The total employed persons
d) The portion of population available for employment     (Ans)
      
2. The commonest cancer in Indian population is that of
a) Mouth
b) Breast           (Ans)
c) Lungs
d) Uterus

3. The chemical name of 'Caustic Soda' is
a) Potassium Hydroxide
b) Aluminium Oxide
c) Sodium Hydroxide        (Ans)
d) None of these

4. Ammonia is a compound of hydrogen with
a) Oxygen
b) Nitrogen                         (Ans)
c) Helium
d) None of these

5. The dress made out of which material is safe to wear while cooking
a) cotton                               (Ans)
b) silk
c) nylon
d) overcoat made out of Terylene
    
6. When water freezes, its volume
a) increases                          (Ans)
b) decreases
c) remains same
d) None of these
 
7. When iron rusts, its weight
a) decreases
b) remain name
c) increases                        (Ans)
d) None of these
    
8.  Paleontology is a branch of science that deals with the
a) behaviour of animals
b) origin and growth of plants
c) the forms of life as revealed by fossils of animals or plants       (ANS)
d) formation of new stars
    
 9. 'Malaria' is caused by

a) rats

b) anopheles mosquitos                                               (ANS)
c) flies
d) None of thses
      
10. 'Diphtheria' affects
a) throat                                                              (Ans)
b) lungs
c) ears
d) None of these
   
11. The parliament of Russia is known as
a) Duma and Council of the Federation                  (Ans)
b) Folketing
c) Bundestag
d) Cartes
    
12. "Khyber Pass" is situated in
a) India
b) Pakistan
c) Afghanistan                                                   (Ans)
d) Indi
    
13. The Reserve Bank of India on 14th November, 2002 has notified the draft scheme of amalgamation of Nedungadi Bank Ltd. with
a) Punjab National Bank                                                (Ans)
b) State Bank of India
c) Canara Bank
d) Corporation Bank
    
14. As per a recently released report, 93 per cent of the total work force in the country work in
a) organized sector
b) agriculture and allied sector
c) un-organized sector                                   (Ans)
d) rural sector
    
15. The Bank which tops the world with respect to micro-finance is
a) NABARD
b) State Bank of India                                     (Ans)
c) Shanghai Bank Ltd
d) Bangladesh Grameen Bank
    
16. A huge gas reserve has been found in the Krishna-Godavari basin off the Vishakhapatnam coast by a consortium of Reliance Industries and
a) IOC                                                                    (Ans)
b) ONGC
c) Tata Petrochemicals
d)Niko Resources
        
17. The aim of the Sarva Shiksha Abhiyan (SSA) was to universalise elementary education by the year
a) 2007
b) 2010
c) 2009
d) 2005                                                                 (Ans)
    
18. The National Judicial Academy is located in
a) Kolkata
b) Nagpur
c) New Delhi
d) Bhopal                                                             (Ans)
    
19. The winner of Jnanpith Award for the year 2007, Rahman Rahi writers in
a) Hindi
b) Bengali
c) Kashmiri
d) Punjabi                                                           (Ans)
      
20. Lord Buddha delivered his first sermon at
a) Bodh Gaya                                                     (Ans)
b) Sanchi
c) Sarnath
d) Kushinagara
    
21. 'Denim' and 'Lee Cooper' both are associated with
a) Perfume
b) American Shirt maker
c) Cigarette
d) Jeans                                                                               (Ans)
      
22. Ramanujan's name is associated with
a) Theory of Probability
b) Raman's Effect
c) Theory of Relativity
d) Theory of Numbers                                   (Ans)
      
23. The Halley's Comet will be visible again in the year
a) 2066
b) 2064                                                                 (Ans)
c) 2062
d) 2060
    
24. The oldest Indian University is
a) Calcutta University                                     (Ans)
b) Bombay University
c) Madras University
d) Benaras Hindu University
    
25. Mahatma Gandhi's auto-biography 'My Experiments with Truth' was originally written in
a) Gujarati
b) English                                                             (Ans)
c) Hindi
d) Sanskrit

26. Business Today is the publication of
a) All-India Management Association
b) Living Media India Ltd                                               (Ans)
c) Ananda Bazar Group of Publications
d) Indian Business Management association
    
27. The first State in India to have 'palace on wheels' is
a) Karnataka
b) Haryana
c) Rajasthan                                                       (Ans)
d) Maharashtra
    
28. Amnesty International is
a) a human rights group                                                                (Ans)
b) a UN agency to fight global terrorism
c) a refugee camp in Crotia
d) a wing of the World Bank
    
29. Rashtriya Nava Nirmana Vedika has been formed by
a) Chandrasekhar
b) Baba Amte
c) George Fernandez
d) Ramakrishna Hegde                                  (Ans)
    
30. Ramanuja preached
a) Satya
b) Ahimsa
c) Gyana
d) Bhaki                                                                (Ans)
    
31. Which of the following Carnatic ragas corresponds to the Hindustani raga Bilaval?
a) Kalyani                                                             (Ans)
b) Hindolam
c) Shankarabharanam
d) Bilahari
    
32. Which river in India has no delta?
a) Kaveri
b) Krishna
c) Mahanadi
d) Narmada                                                        (Ans)
    
33. Density of road (length of road per sq.km in that region) is highest in which state?
a) Kerala
b) Karnataka
c) Maharashtra                                                 (Ans)
d) Uttar Pradesh

34. Murra breed of buffalo is found in
a) Central region
b) North-eastern region
c) North-western region                                               (Ans)
d) South region
    
35. The famous dancer Samyukta Panigrahi is specially known for
a) Kathak
b) Bharathanatyam
c) Odissi                                                               (Ans)
d) Mohiniattam